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Travel insurance needed for UK break?

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Im a resident of the UK. Im planning a short trip within the UK for myself and my girlfriend in early September this year.  Ive noticed pratically all the hotels etc I lve looked at no longer offer free cancellation which is obviously due to post Pandemic conditions.  Given this and the recent flurry of flights that have been cancelled (which looks set to continue throughout the summer) would travel insurance cover us in the event of a delayed flight for both the cost of the flights and accommdation? 

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  • onashoestring
    onashoestring Posts: 1,631 Forumite
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    You will need to purchase a policy that covers abandonment cancellation- .
    You also need to check the T&C s of the abandonment cover - some policies will only cover you once flight has been delayed over 24 hours - which if you are on a short trip may not be helpful. Other don’t cover cancellation by airlines. 
  • TELLIT01
    TELLIT01 Posts: 16,635 Forumite
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    My annual travel insurance policy covers UK travel but only for trips of more than 2 nights.
  • twopenny
    twopenny Posts: 5,792 Forumite
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    This may be one where you need to phone the insurance company once you've found one or two that cover flight cancellations.
    With the current problems you may get cover depending on the airports and airline. It is certain airlines/airports that are having difficulty due to their business model.
    However if you're holiday is within the UK and you have potential to get another flight or compensation they are only likely to cover for the one maybe two nights.
    Then there maybe an excess which means there won't be a claim.
    So a lot to research.
    A good idea to persue it though.

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  • CKhalvashi
    CKhalvashi Posts: 12,091 Forumite
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    twopenny said:
    This may be one where you need to phone the insurance company once you've found one or two that cover flight cancellations.
    With the current problems you may get cover depending on the airports and airline. It is certain airlines/airports that are having difficulty due to their business model.
    However if you're holiday is within the UK and you have potential to get another flight or compensation they are only likely to cover for the one maybe two nights.
    Then there maybe an excess which means there won't be a claim.
    So a lot to research.
    A good idea to persue it though.
    I disagree with the part in bold.

    It is almost always cheaper to holiday abroad than in the UK, so definitely will be worth a claim.

    For OP; My insurance (via Aviva) will offer UK coverage as long as an overnight hotel is booked. You will need to find the cover best suited to your needs.
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  • katejo
    katejo Posts: 3,880 Forumite
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    NeillB said:
    Im a resident of the UK. Im planning a short trip within the UK for myself and my girlfriend in early September this year.  Ive noticed pratically all the hotels etc I lve looked at no longer offer free cancellation which is obviously due to post Pandemic conditions.  Given this and the recent flurry of flights that have been cancelled (which looks set to continue throughout the summer) would travel insurance cover us in the event of a delayed flight for both the cost of the flights and accommdation? 
    I don't know which hotels you considered but i usually look at Premier Inn or Travelodge for short UK trips and both offer cancellation without penalty  options right up to the day of travel. Obviously this costs more but I always go for them. 
  • Vectis
    Vectis Posts: 707 Forumite
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    Well, the last thing I'd be doing at the moment is flying to a destination in the UK when you actually live in the UK.

    Apart from that, as katejo has said, Travelodge and Premier Inn (and probably others too) offer the option of cancellation refunds.
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