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Definition of "UK Taxpayer"

Hope this is the correct forum for this query.

I am retired and on a state pension.  Although I pay no tax am I classed as a UK Taxpayer as my tax allowance is reduced by the amount of pension I pay?

Many thanks.

Comments

  • Albermarle
    Albermarle Posts: 31,169 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    As you get taxable income and have a NI number, for sure you will be on HMRC's records.
  • Olinda99
    Olinda99 Posts: 2,042 Forumite
    1,000 Posts Third Anniversary Name Dropper
    The personal allowance is 12,750

    If your income is less than this you are not a taxpayer
  • masonic
    masonic Posts: 29,556 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Context is important. Who is asking and why?
  • JGB1955
    JGB1955 Posts: 4,004 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Olinda99 said:
    The personal allowance is 12,750


    Nope - £12,570
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • molerat
    molerat Posts: 35,889 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A UK taxpayer does not necessarily pay any tax, it can be just a status so the context of op's question is important.
  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You are a taxpayer in that you will pay tax if your earnings are above the personal allowance, but the actual amount of tax you currently pay is zero.  As others have said, whether you are or aren't a taxpayer will depend on who is asking and why.
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • Dazed_and_C0nfused
    Dazed_and_C0nfused Posts: 19,291 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    edited 1 June 2022 at 6:26PM
    JGB1955 said:
    Olinda99 said:
    The personal allowance is 12,750


    Nope - £12,570
    Or £11,310 for people applying for Marriage Allowance 🙂

    It is a bit of an esoteric question.

    Nowadays you could easily be liable to tax but not have to anything if the amount liable to be taxed falls into one or more of the 0% bands.
  • xylophone
    xylophone Posts: 45,957 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am retired and on a state pension.  Although I pay no tax am I classed as a UK Taxpayer as my tax allowance is reduced by the amount of pension I pay?

    Are you indicating that you have both a state and an occupational/private pension which taken together are less that your personal tax allowance?

    The tax code shown on your payment advice for the non-state pension has been reduced by the amount of your state pension?

    You are a person liable for tax in the UK - you pay no tax because your income is under the amount you are allowed to receive tax free - taxed at 0% rate.

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