Going Abroad for 5 months... need help

xlnc99

Hi,

As per title, what would you advise the best card to use for going abroad for 5 months with no withdrawal rate from cash machine and spending

Daliah

https://www.moneysavingexpert.com/destinations/ any help?

DCFC79

xlnc99 said:

Hi,

As per title, what would you advise the best card to use for going abroad for 5 months with no withdrawal rate from cash machine and spending

My personal favourites, Halifax Clarity, Monzo, Starling, Monzo and Monese.

eDicky

As often mentioned here, don't rely on any single source of funds when traveling, especially for a five month trip - so choose at least two or three of the recommended cards.

Bigwheels1111

As above get 2 of 3 of these cards, Plus add them to your phone.
Apple or Google pay. So you have more options and security.

scoot65

This thread caught my interest as I'm also going abroad for a similar length of time later in the year.

I'm going to be using Starling as my main everyday card and I also have Chase and Virgin money cards both of which have no fees on spending or at ATMs.

I'm torn between using Chase or Virgin Money as my back-up card. The reason being is that in the Chase linked savings account I have quite a large amount of savings and I'm concerned these could be potentially at risk if the Chase card / app got compromised in some way.  
 
What are people's thoughts / experiences using Virgin M card abroad? ..... In my case it will be used in SE Asia. 

gt94sss2

I would take both the Chase and Virgin Money cards in case any of your cards are blocked.The good thing about Chase is you get 1% cashback on your spending

I also suggest taking at least one fee free credit card..

Daliah

gt94sss2 said:

.The good thing about Chase is you get 1% cashback on your spending

For 12 months from opening the account

scoot65

gt94sss2 said:

I would take both the Chase and Virgin Money cards in case any of your cards are blocked.The good thing about Chase is you get 1% cashback on your spending

I also suggest taking at least one fee free credit card..

Good points, thanks.
 I can always block card use within the app and only switch it on when I need to use the card. 

I do intend to apply for one of the fee free credit cards. 

xlnc99

Thanks Guys

I got curve too which says its free to use and withdraw money abroad? Is this the case?
I got Monzo (free one) - is there restrictions on using card or withdrawal limits abroad?
Not got Halifax Clarity yet
I have a Virgin card but it was the one that changed from Clyesdale to Virgin - Is this the same card?

Daliah

Halifax Clarity is great  for making payments but don't use it for cash withdrawals as you pay interest from the day of withdrawal. Use one of the good travel debit cards instead

I would use the Monzo / Curve website and/or app to check their limits and charges, and be prepared that these might change.