Affordable insurance for a 22-year-old without any black box/monitoring devices

Hi, as a 22-year-old woman I am having difficulty finding car insurance that doesn't require me to have a black box or monitoring device
due to my fast driving in the past with the black box I have had car insurance cancelled on me and I'm now having problems trying to find a insurer who doesn't require this blackbox/monitoring device

does anyone know if there is an insurance company out there that offer Insurance for a 22-year-old and not required to have one of these monitoring devices in the car?


Comments

  • Morph4610
    Morph4610 Posts: 182 Forumite
    Part of the Furniture 100 Posts
    Blue, you're in a catch 22 situation in that all insurance companies will ask you about previously cancelled policies and the reasons why. Might be best to go black box and slow down for a year or two...
  • cajef
    cajef Posts: 6,283 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 31 May 2022 at 1:31PM
    Due to your history of speeding and having your insurance cancelled with a black box fitted it is unlikely you will find any insurance that could be classed as affordable more like extortionate, try insurance brokers.
  • dunstonh
    dunstonh Posts: 119,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hi, as a 22-year-old woman I am having difficulty finding car insurance that doesn't require me to have a black box or monitoring device
    due to my fast driving in the past with the black box I have had car insurance cancelled on me
    You are a very high risk driver as you have managed multiple issues in your short time driving.  Unfortunately, there are consequences to our actions and this is one of them.   Suck it up for a few years and worry about more important things.



    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • TELLIT01
    TELLIT01 Posts: 17,731 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    Telling insurers you don't want a black box fitted combined with your admitted poor driving record will scream 'high risk driver' to any insurer.  The result will be either a flat refusal to provide cover or eye watering costs.  As others have said, you are highly unlikely to get affordable insurance without agreeing to a black box.
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