Jubilant June's NSD challenge!

cathybird

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during June. To join, just post your personal target and you are on your way!

Tips for the challenge:

1. Decide on a clear goal weekly or m onthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.

3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too

4. It also helps to bookmark the thread, it's much easier to find

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

June

Off to a start =

5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =

cathybird

June targets

beanielou 15

bekah89 cathybird 15 Cheesephetamine Crazycatlady2 12 GeorgianaCavendish 15 Honeysucklelou2 jammy dodger 15 LittleMissDetermined 16 Money Choices mmereeshar 10 QueenJess 15 sazzles01234 17 short bird 17 Sun Addict 12 WinterWarrior 15
Newcomers welcome

short_bird

I won't be "in" till Friday, am off to London (luckily, leaving in the middle of Trooping The Colour so folks will already be in place before I get to the station.)

GeorgianaCavendish

Thanks for the new thread @cathybird - I've got some time off work at the beginning of this month, so I hope that I'll be able to rack up some NSDs in the first half of the month  

mmereeshar

I’d like join in with this please. Not tried it before so will start with 10 days. Grateful of any tips for success!

cathybird

hi mmereeshar and welcome I've added you to the list, best of luck with the challenge!

LittleMissDetermined

Not one for me today I’m afraid. I’ve arranged to meet a friend for lunch. 

mmereeshar

So just checking - this is spending over and above every day bills, right? So today’s monthly direct debits don’t count?  if I fuel the car later, that wouldn’t count but of I picked up a coffee while I was at it - that would? 

cathybird

mmereeshar said:

So just checking - this is spending over and above every day bills, right? So today’s monthly direct debits don’t count?  if I fuel the car later, that wouldn’t count but of I picked up a coffee while I was at it - that would? 

Up to a point the idea of a no-spend day is flexible and you make your own rules, in the sense that you can tell better than anyone whether you should include an expenditure or not. I don't count direct debits at all, including my veg box subscription, but if I had to buy food over and above that, I would count that. You're right re the fuel too, petrol/public transport can and probably should be excluded but if you buy something extra, that counts. x

mmereeshar

cathybird said:

mmereeshar said:

So just checking - this is spending over and above every day bills, right? So today’s monthly direct debits don’t count?  if I fuel the car later, that wouldn’t count but of I picked up a coffee while I was at it - that would? 

Up to a point the idea of a no-spend day is flexible and you make your own rules, in the sense that you can tell better than anyone whether you should include an expenditure or not. I don't count direct debits at all, including my veg box subscription, but if I had to buy food over and above that, I would count that. You're right re the fuel too, petrol/public transport can and probably should be excluded but if you buy something extra, that counts. x

Awesome thank you. Didn’t want to break any rules on day one 😂 

sazzles01234

Please can I am for 17? Starting off with day 1 today