Focus

natmcc_

Hiya, another newbie.. 

I've been casually saving for a long time now, little bits here and there - but it's time to put some proper effort in! It seems these days I take more money out of my savings than I put in  

Two simple goals to start: 

1. Learn how to properly track my spending (or potentially find an app?) 
2. Get to the end of June without dipping into my savings

The overall goal - purchase my first home 

As it stands I have: 
£6922.60 in my Help to Buy ISA
£524 in normal savings

MovingForwards

Welcome to the first day of the rest of your life!

I have a spreadsheet on my phone. Over the Christmas holidays I prepare it for the new year, will all my fixed bill, planned spends and everything else set up for each month. As a bill comes out, or I spend some of the food money, I reduce the figures.

You could do two columns, one for planned outgoings, the other for actual spends.

atrixa

Best of luck to you! 

I also favour the spreadsheet method with planned versus actual