Ford Money and Yorkshire Building Society Easy Saving Accounts rate increase

DoneWorking

 Ford Money and Yorkshire Building Society increase their rates to 1.30% and 1.31% respectively.

Anyone used these Banks 

I prefer YBS

 

Malchester

Have used YBS for about a week. Their customer service was appalling and took money out within a week 

DoneWorking

Malchester said:

Have used YBS for about a week. Their customer service was appalling and took money out within a week 

Oh dear that doesn't sound good

I set up the account easy enough 
They then send you your customer number by post

I was surprised they did not ask for a linked bank account

Anyone else had problems

Or good results from this Building Society

Section62

DoneWorking said:

 Ford Money and Yorkshire Building Society increase their rates to 1.30% and 1.31% respectively.

Anyone used these Banks 

I prefer YBS

I use both.  Like all financial institutions they have their quirks and frustrations. I take advantage of the good bits of each, and try to avoid the bad bits.

The main difference here is the YBS account only pays 1.31% on balances over £50,000, whereas the Ford Money one pays 1.30% on £1+

Unless I was looking to deposit £50k+ in one account the Ford Money one wins at the present time.

canaldumidi

I like that Ford sends you a text to confirm receipt of payments so no need to log in to confirm your money's arrived. It also gets there pretty fast - hour or two max.

Bigwheels1111

canaldumidi said:

I like that Ford sends you a text to confirm receipt of payments so no need to log in to confirm your money's arrived. It also gets there pretty fast - hour or two max.

Thats a new one Never got a text from them.

Must have changed in the last 8 weeks, since I took out my money and put it in Chase.

ZeroSum

YBS allows deposits by debit card. Which might be handy for a certain reward current account 

newatc

I use YBS. My main bug bear is their online system is poor such as unsatisfactory method of setting up a joint account and the transfer between YB accounts is not great (need to enter the recieving account number rather than choosing by multiple selection-list box).
Had 1 poor Customer Service experience but generally OK for me.