I need a breakdown genuis!!!!!

TBconfused

Hello everyone. First post...be kind! We have 4 vehicles

Vehicle A (Main car) that needs national and European cover (30 days) over 10 years old
Vehicle B (Wife's car) just national
Vehicle C (weekend car in garage- out occasionally) national
Vehicle D (now daughter's car) - national (over 10 tens old)

Now this is where it gets complicated!!! (like those maths teasers, if a bath tap drips at 10 drips per min...how long does it take to fill etc!!...hence a genius!)

I will drive A, B C and D
Wife will drive mostly B and D (A in an emergency)
Daughter win only drive D

So its a bit messy!!

I apprciate that car A  might have to be looked at separately due to European cover (or not?)

Im unclear on personal and vehicle cover, multicar etc

AND I know I could do 4 separate policies but I'm trying to combine to make it cheaper. Tried comparison websites and looked on here too. Comparison website kept freezing!

Thanks for any help and advice!!!! 

Tim

facade

The AA do family breakdown cover and are person specific, not any particular vehicle, so even if they are a passenger in a vehicle that doesn't belong to your family they are covered.

So you get a recovery policy, and add every one else- they have to live at the same address.  You add the European cover for the days you need it.

No doubt other companies do the same

TBconfused

Many thanks for your assistance 

jimjames

Nationwide Flexplus account, get a joint one and for £13 per month you're both covered and your cars too. No age limits, they came out to fix my 31 year old MK2 Golf with no problems. UK & Euro cover all included.

Bigwheels1111

Another vote her for AA family membership.
This year in your name, next year in daughters name.
The AA have a third off at the moment.
Plus Quidco or topcashback.

TBconfused

Thanks guys

daivid

RAC will provide similar to AA, best value seems to depend on who is offering the best cashback and watch out for auto renewals. I payed £80 (after cashback) for family membership of AA (no foreign cover though).

jimjames

daivid said:

RAC will provide similar to AA, best value seems to depend on who is offering the best cashback and watch out for auto renewals. I payed £80 (after cashback) for family membership of AA (no foreign cover though).

Hence why I found the Nationwide cover best value. European breakdown cover as well as worldwide travel insurance and mobile insurance.

traineepensioner

jimjames said:

Nationwide Flexplus account, get a joint one and for £13 per month you're both covered and your cars too. No age limits, they came out to fix my 31 year old MK2 Golf with no problems. UK & Euro cover all included.

That's the one we use, the AA now provide the breakdown cover.
You also get free worldwide travel insurance and mobile phone insurance for the family.
https://www.nationwide.co.uk/current-accounts/flexplus/breakdown-cover/