My husband's cards have been lost but he can't report it

NoodleDoodleMan

born_again said:

NoodleDoodleMan said:

What a tragic scenario, hopefully it works out for you.

Just to point out that there is no such thing as a joint credit card - you'll be an additional card holder on his account - so if you cancel it that leaves you with no credit card.

Hopefully the bank would allow you one in your own name with minimal delay ? Not sure how that works in practice - I suggest a visit to the nearest branch for a face to face appointment.

Good luck.

Not if they just cancel the main card holders card.

As I said, I'm not familiar with the specifics in this situation.

I thought only the main cardholder could manage a credit card ?

Everyday is a learning day !!!

DCFC79

NoodleDoodleMan said:

born_again said:

NoodleDoodleMan said:

What a tragic scenario, hopefully it works out for you.

Just to point out that there is no such thing as a joint credit card - you'll be an additional card holder on his account - so if you cancel it that leaves you with no credit card.

Hopefully the bank would allow you one in your own name with minimal delay ? Not sure how that works in practice - I suggest a visit to the nearest branch for a face to face appointment.

Good luck.

Not if they just cancel the main card holders card.

As I said, I'm not familiar with the specifics in this situation.

I thought only the main cardholder could manage a credit card ?

Everyday is a learning day !!!

Yes thats right, all depends if the husband had the OP listed as a person with authority on the account.

born_again

NoodleDoodleMan said:

born_again said:

NoodleDoodleMan said:

What a tragic scenario, hopefully it works out for you.

Just to point out that there is no such thing as a joint credit card - you'll be an additional card holder on his account - so if you cancel it that leaves you with no credit card.

Hopefully the bank would allow you one in your own name with minimal delay ? Not sure how that works in practice - I suggest a visit to the nearest branch for a face to face appointment.

Good luck.

Not if they just cancel the main card holders card.

As I said, I'm not familiar with the specifics in this situation.

I thought only the main cardholder could manage a credit card ?

Everyday is a learning day !!!

You are right there. 👍
But anyone can call in and cancel a card if lost/found. It will not be reissued till main card holders asks. 

At one point you used to get cash for finding a card & telling banks. That stopped a good while ago. As it was found some crafty people held on to cards & hoped customer would not notice 😂

NoodleDoodleMan

born_again said:

NoodleDoodleMan said:

born_again said:

NoodleDoodleMan said:

What a tragic scenario, hopefully it works out for you.

Just to point out that there is no such thing as a joint credit card - you'll be an additional card holder on his account - so if you cancel it that leaves you with no credit card.

Hopefully the bank would allow you one in your own name with minimal delay ? Not sure how that works in practice - I suggest a visit to the nearest branch for a face to face appointment.

Good luck.

Not if they just cancel the main card holders card.

As I said, I'm not familiar with the specifics in this situation.

I thought only the main cardholder could manage a credit card ?

Everyday is a learning day !!!

You are right there. 👍
But anyone can call in and cancel a card if lost/found. It will not be reissued till main card holders asks. 

At one point you used to get cash for finding a card & telling banks. That stopped a good while ago. As it was found some crafty people held on to cards & hoped customer would not notice 😂

Thanks for clarification.

My point, rightly or wrongly, was that if the main carholder's card is cancellled then that would render the additional card likewise.

Or can the additional card still be used ?

born_again

Well as far as we go it's OK.
Used to be a problem when both cards had the same number. But that was changed years ago.

NoodleDoodleMan

Just a thought - did having the same number mean that the credit card company couldn't identify if the principal card holder or additional holder made a transaction ?

born_again

NoodleDoodleMan said:

Just a thought - did having the same number mean that the credit card company couldn't identify if the principal card holder or additional holder made a transaction ?

No. There was also other details to check.

sheramber

When my husband dies American Express cancelled the card which included me as an additional card holder

I was the main card holder with him as the additional card holder on our other credit card and only his additional holder card was cancelled.