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Death and Bills

catladyLou
catladyLou Posts: 6 Forumite
First Anniversary First Post
edited 27 May 2022 at 9:08AM in Energy
Hi, 
I hope some of you wise people out there can help.
My dad has just died and I am now looking after mum and taking on all the bills. Just before the energy crisis I tied them into a fixed rate combined gas and elec bill
 which doesn’t expire until march 2023. Problem is this bill was solely in my dads name. It didn’t seem important at this point to have a jointly named account as no one was expecting him to die so young.
So before I go ringing the supplier EDF I was wondering does anyone know whether they would honour this contract with just a change of name or will they make me do a new contract. 

Has anyone experienced this??
«13

Comments

  • Cardew
    Cardew Posts: 29,048 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Rampant Recycler
    edited 27 May 2022 at 7:34AM
    Welcome to the forum.

    Just leave the account in your dad's name and carry on paying the bills.

    If the account was being paid by direct debit from an account in your dad's name, just change the direct debit to your account.


  • catladyLou
    catladyLou Posts: 6 Forumite
    First Anniversary First Post
    Thanks for the welcome ☺️
    I was considering doing this but not sure if I would get away with it!
  • QrizB
    QrizB Posts: 14,048 Forumite
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    Thanks for the welcome ☺️
    I was considering doing this but not sure if I would get away with it!
    EDF won't care who's named so long as the bills keep being paid.
    N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Shell (now TT) BB / Lebara mobi. Ripple Kirk Hill member.
    2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 33MWh generated, long-term average 2.6 Os.
    Not exactly back from my break, but dipping in and out of the forum.
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  • MovingForwards
    MovingForwards Posts: 17,116 Forumite
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    edited 27 May 2022 at 10:12AM
    When my mom died, her provider was happy to transfer the account to my sibling, still living in the property, but they set up a new one.

    It may be an option with EDF too.

    Edit to add, it looks possible:
    https://www.edfenergy.com/for-home/help-centre/faq/i-need-change-my-personal-details

    My condolences for your loss.
    Mortgage started 2020, aiming to clear it in 2026.
  • Swipe
    Swipe Posts: 5,390 Forumite
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    edited 27 May 2022 at 10:20AM
    QrizB said:
    Thanks for the welcome ☺️
    I was considering doing this but not sure if I would get away with it!
    EDF won't care who's named so long as the bills keep being paid.
    Exactly, now is not the time to be changing names on the account. You can do that when the fix ends. Or even better, switch at the end of the fix and then register the new provider in your own name.
  • Mobtr
    Mobtr Posts: 672 Forumite
    500 Posts Second Anniversary Name Dropper
    The correct procedure is to close the account & set up a new on which would mean you will lose the tariff. As long as your mum doesn’t mind seeing bills in your late dad’s name until the tariff expires, just leave things as they are. No one will know. The only issue might be the bank account, if it was solely in your dad’s name. If it was, change it by using WhatsApp/text as you can pretend to be him on there. Don’t think you can change it yourself online 
  • matelodave
    matelodave Posts: 8,771 Forumite
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    I agree with Swipe, QrizB and Cardew just leave it as it is.

    Mucking about with names on accounts is likely to end up with something dropping through the cracks, either by design or incompetence.
    Never under estimate the power of stupid people in large numbers
  • Swipe
    Swipe Posts: 5,390 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 27 May 2022 at 10:38AM
    If it's paid via a joint bank account it will still get paid even though it's registered in his name and his name is no longer on the joint account.
  • Cardew
    Cardew Posts: 29,048 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Rampant Recycler

    Mobtr said:
     If it was, change it by using WhatsApp/text as you can pretend to be him on there. Don’t think you can change it yourself online 
    At various times I have taken over paying for my children's gas/electricity when they were students, and later, also for my mother,. All I did was phone the company and gave them the energy account number and my bank details and the DD was changed immediately.

  • Mobtr
    Mobtr Posts: 672 Forumite
    500 Posts Second Anniversary Name Dropper
    Cardew said:

    Mobtr said:
     If it was, change it by using WhatsApp/text as you can pretend to be him on there. Don’t think you can change it yourself online 
    At various times I have taken over paying for my children's gas/electricity when they were students, and later, also for my mother,. All I did was phone the company and gave them the energy account number and my bank details and the DD was changed immediately.

    It will depend on who you speak to. A man ringing can pretend to be the account holder & go through DP but if the bank account is going to be in a different name, they should ask permission of the bank account holder. 
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