Prepaid card that I can top up at he Post Office?

MarieJB

Hi everyone.

Could someone recommend me a prepaid Visa Debit card that I can top up with cash at my local post office, please? Most of the ones I've seen seem to be able to only be topped up via a bank account/other card but I'd like to be able to top up the card with cash at the post office if possible.

I want to be able to give my daughter a card that I can load up with cash at certain intervals when she needs it.

M.

[Deleted User]

If you were willing to consider Mastercard, rather than Visa, then there are a couple of options (Card One, Cashplus), but they charge a fee for topping up at a Post Office (as well as the monthly fee).

eDicky

What's your daughter's age? A bank account may be preferable, without fees, and would be in her own name.

However, any card would need to be presented at the post office in order to add funds.

MarieJB

Thanks for the replies.

My daughter is 13. I don't want her to have the card on her permanently, just on occasions where she may need some extra funds.

Migster

Post Office do a prepaid card aimed at the travel market, but it can be loaded with GBP and used in the UK. You can load funds using cash in a Post Office branch, but you do need to be 18, so I guess you would need to apply in your name and let her use the card (it works with Apple Pay & Google Pay so you could keep the physical card and she could spend via her phone). There is a fee to load GBP though, which I think is 1.5%

MrFrugalFever

Pockit is a consideration, you can top-up at PayPoint terminals in Post Offices etc I believe. Not sure why you wouldn't just do a Bank transfer on to the card though, withdrawing cash and then paying it in seems counterproductive?

I am not sure if you can get a second separate balance card for your daughter at age 13 with them (they offer multiple balance accounts linked to primary account holder), would be worth checking out the T'c and C's, also monthly fee is £1.99 or you can pay for 12 months up front for price of 10.