We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Washing Away My Debts By 2024
Comments
-
4 days to go until the final bulk payment making me officially debt free!
Still toddling along on Prolific when work slows down a little. I currently have a balance of £8,74 with £6.90 pending. I shall wait for the majority of it to clear before sending across to CC2. The last payout will be on the 23rd to allow my CC transaction list to catch up on the 24th giving me my final total to pay that evening
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
I finished reading your diary from the beginning last night (read it over a few nights!) and it's absolutely brilliant that you're nearly at the end of your journey to debt freedom. You have done brilliantly well to clear your debts so quickly.
Looking forward to that update tonight!1 -
Hi @joedenise!! Thank you sooo much for taking the time to read my diary. Amazed you got to the end with there being 40 odd pages! Means a lotjoedenise said:I finished reading your diary from the beginning last night (read it over a few nights!) and it's absolutely brilliant that you're nearly at the end of your journey to debt freedom. You have done brilliantly well to clear your debts so quickly.
Looking forward to that update tonight! It has definitely been a tough mission but very much worth it. So excited to be able to leap into the new year (early!) with no debts! The best thing to come from all this scrimping and saving is that my two children have become aware of what I am doing and why and have started to ask questions relating to adult life and finances!
Well, ONE day to go until I check my final balance on CC2 and hopefully pay it off with the LAST click of a button. I withdrew £13.04 from Prolific yesterday as the last £2.60 hadn't been released all day. This went straight to the remaining balance leaving me with the grand total of £1,105.30 to pay off tomorrow evening. I have checked my current account and have just over this amount!!! Soooo excited!!! Might have to take my two minions out and buy them a milkshake with the pennies leftover to celebrate!!!
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
Watching and waiting here as well.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
TODAY IS THE DAYYYYYYYY!!! Can't believe the last day of being in debt has finally arrived!
At 5pm this evening, I shall make my last ever payment and I shall officially be free from owing anything to anyone other than my mortgage
Sooo proud of myself for trying my absolute best throughout this process. There isn't one thing I wished I'd done better or tried harder on!
I shall make my final post this evening and then FINALLY get to post on the DFW ROLL OF HONOUR!!!!!!! xxDebt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0006 -
WOOOOOHHHHHOOOOOOOOOOOOO!!!!!!Debt as at 5 June 2023 - £15,600.89
Current debt - £4,800
Total paid off - £10,800.89 (69% paid off)1 -
Great day
Daisy xxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Yay, amazing!!! Well done 🙌🏼Part time working mum of DS (2015) and DD (2018).
NET WORTH Nov 25: £159,943
Assets: £230,000
Investments: £70,169
Savings: £3,288
Debt: -£143,514 (£700 CC / £16k car / £127k mortgage)1 -
Happy debt free day!! Whoohoooo!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5011/£60001 -
Congratulations x
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.06.26 = £4913
Clear the M&S Card Starting Balance 03.05.26 £600 Current Total 01.06.26 = £418
1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.7K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.6K Work, Benefits & Business
- 604.5K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards