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Washing Away My Debts By 2024

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  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    edited 20 October 2023 at 11:40AM
    4 days to go until the final bulk payment making me officially debt free!

    Still toddling along on Prolific when work slows down a little. I currently have a balance of £8,74 with £6.90 pending. I shall wait for the majority of it to clear before sending across to CC2. The last payout will be on the 23rd to allow my CC transaction list to catch up on the 24th giving me my final total to pay that evening :)
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • joedenise
    joedenise Posts: 17,738 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I finished reading your diary from the beginning last night (read it over a few nights!) and it's absolutely brilliant that you're nearly at the end of your journey to debt freedom.  You have done brilliantly well to clear your debts so quickly.

    Looking forward to that update tonight!
  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    edited 23 October 2023 at 8:51AM
    joedenise said:
    I finished reading your diary from the beginning last night (read it over a few nights!) and it's absolutely brilliant that you're nearly at the end of your journey to debt freedom.  You have done brilliantly well to clear your debts so quickly.

    Looking forward to that update tonight!
    Hi @joedenise!! Thank you sooo much for taking the time to read my diary. Amazed you got to the end with there being 40 odd pages! Means a lot :smile: It has definitely been a tough mission but very much worth it. So excited to be able to leap into the new year (early!) with no debts! The best thing to come from all this scrimping and saving is that my two children have become aware of what I am doing and why and have started to ask questions relating to adult life and finances!

    Well, ONE day to go until I check my final balance on CC2 and hopefully pay it off with the LAST click of a button. I withdrew £13.04 from Prolific yesterday as the last £2.60 hadn't been released all day. This went straight to the remaining balance leaving me with the grand total of £1,105.30 to pay off tomorrow evening. I have checked my current account and have just over this amount!!! Soooo excited!!! Might have to take my two minions out and buy them a milkshake with the pennies leftover to celebrate!!!
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Watching and waiting here as well. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • twiggy86
    twiggy86 Posts: 2,681 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    WOOOOOHHHHHOOOOOOOOOOOOO!!!!!!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
  • daisy_1571
    daisy_1571 Posts: 2,122 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Great day
    Daisy xxxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Yay, amazing!!! Well done 🙌🏼
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Happy debt free day!! Whoohoooo! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Congratulations x
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