We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Balance Transfer - A couple of Quick Questions
Options

dr_p_manning
Posts: 21 Forumite

in Credit cards
Hi,
I have a Santander Credit Card that I took out for a balance transfer some time ago that is not coming to the end of it's 0%.
I would like to transfer the balance of this card, and two others (Amex, HSBC Mastercard) onto one new card.
It's not a huge amount in total, about £3k
1) Are you able to transfer the balances of 3 separate cards onto one card?
2) Will Santander allow me to have another balance transfer with them?
Thank you all for your help with this
Regards
I have a Santander Credit Card that I took out for a balance transfer some time ago that is not coming to the end of it's 0%.
I would like to transfer the balance of this card, and two others (Amex, HSBC Mastercard) onto one new card.
It's not a huge amount in total, about £3k
1) Are you able to transfer the balances of 3 separate cards onto one card?
2) Will Santander allow me to have another balance transfer with them?
Thank you all for your help with this
Regards
0
Comments
-
1) Yes provided it has the space
2) It is not normally possible to transfer a balance from a card in the same group (let alone bank) to another card from the same group
If the Santander card has offers though, you could move the balance from that to a new card (assuming you get one) and move the other 2 over - though keep in mind people have often reported problems with paying off Amex by balance transfer due to the 15 digit number0 -
Santander won’t let you transfer a balance on their card to another one of their cards, if I understand you correctly. You’ll need to try and get another BT card, Virgin tend to do decent offers if you don’t have one of theirs. Obviously beware of getting a new card from the same ‘stable’ as any you want to transfer from.
0 -
Santander won’t let you transfer a balance on their card to another one of their cards, if I understand you correctly. You’ll need to try and get another BT card, Virgin tend to do decent offers if you don’t have one of theirs. Obviously beware of getting a new card from the same ‘stable’ as any you want to transfer from.0
-
Yes you can transfer the balance of 3 cards onto one new credit card.
However to do so you will need a new credit card with a limit that is greater than a £3000 credit card limit. Almost all UK credit cards will only allow balance transfers of up to 95% of your overall credit limit.
And as others have said, your new card will need to be from a different card company, ie not HSBC or Santander-1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards