We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Struggling to get home insurance if repairs are required
Deedoodee
Posts: 209 Forumite
I’ve been looking at quotes for home and contents insurance in anticipation of exchange. Some work on the house is required (external cracks and roof repairs were identified in the survey).
I’ve looked on some comparison websites. with the addition of ‘waiting for repairs’, none of the mainstream insurers will provide a quote on the comparison site or on their own sites. The quotes I’ve been able to get are at least 6x the cost as without.
Do most people expect this sort of thing to happen and just pay the higher premium in the first year?
0
Comments
-
How serious are the defects we're talking about? Unless it's something relatively material I wouldn't have thought it relevant to insurers.0
-
The comparison sites run simple automated quotes based on non-contentious properties and people. As soon as issues like subsidence, potential flood, criminal record or as here, building work is mentioned very few insurers will quote via the comparison site.These applications often have to be referred to the underwriters, hence can't easily be automated.Either approach a preferred insurer direct, or speak to a specialist broker.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards