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Five Year Fix, Five Year Plan

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  • Could try your local library for group to join? Or something diy/garden related like a class?
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds good to re-prioritise social connection. Friends help get us through as does mental stimulation.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • A friend of mine does board games, think she used Meet Up
  • I'm also a massive board game geek and would not like to add up how much I've spent over the years! The local group sounds great.
    It is really difficult to plan things after work. There will be nights when emergencies happen but I've also found that having plans does mean you're a bit more likely to leave on time. I think it's a mindet shift- I've paid for this pottery class so I need to leave and I'll make that phone call in the morning.
    Any other form of village social life? Pub quiz? Am drams? Walking group? WI? Local BVA/YVN group? I've found with villages if you can make one or two friends there's usually a quite a strong community who'll welcome you. The tricky bit is getting that in.
    Does your estate have a facebook group yet? Ours has been quite good- started off with a lot of requests for tradesman recomendations but now has a fair bit of social chat/event advertising too.
    You are very right about having things planned meaning you get out on time and I need to do better with that.

    I'm too old and grizzled for YVN, Flaco! :As far as vet connections, the local BVA/regional BSAVA are both quiet and I'm waiting on local referral centres to restart their evening CPD evenings, but I don't have much control over that.

    On the estate FB and whatsapp but mainly complaints, tradesmen, and babygroups so far. Pub quizzes are my style but while I'm happy to go to most things solo I think a pub quiz is over the line where it gets a bit awkward? (downside of being unpartnered!) I am keeping my eye out for other things, though.

    @astrocytic_kitten - I do sometimes volunteer at my local motor racing circuit, and I need to get back on track (pun intended) with that this year after the chaos of not knowing what the hell was going on with the move last year -  but they are loooong days so it's hard to be too regular with that.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cadburys and Lion King are the priority in that scenario ;)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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