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Five Year Fix, Five Year Plan
Comments
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If anyone has recommendations about where to buy sheds from, I'll take them
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +12 -
That was a very productive and progress-made post! 😊
If you were round here I would direct you to either one of the local timber yards. They often have sheds and they are good quality. I would avoid the thin tin ones - they buckle if you sneeze too hard on them and they can be cut into with a Stanley knife …
KK
As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 13 books of target 52 in 2026 as @ 12th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I've bought a shed! Local company, good reviews. It should arrive in about 3-4 weeks, delivery dates pending.
Also changed over my credit card to one that should yield more cashback over time.
And booked an opticians appointment.
Feel like that's enough of being a grownup for one day.
Still on my week off job lists
- clean litter trays
- paint samples for the main bedroom and both bathrooms? (this depends on me figuring out what the heck colour I want)
- IPL legs (about 3 months overdue)
- mop floors
- order bird food for the feeder in an attempt to lure the birds back
- frame some art I bought at craft markets
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +16 -
Well done for finding a shed you like 👏😊
Some of the remaining tasks are easier than others … I always struggle with colours for rooms too …
KK
As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 13 books of target 52 in 2026 as @ 12th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I hope you spent the rest of your day in red wellies splashing in puddles! The most joy non-non-adult thing I can think of!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)3 -
If there's one I don't get done, it will definitely be that one. I have NO idea what I want for it.
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +14
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