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FIRST DIRECT

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  • ZeroSum
    ZeroSum Posts: 1,191 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    ZeroSum said:
    Yup, I've been critical of these many a time. For me, the whole set up process should be classed as part of the customer service. Because its extremely user unfriendly, and therefore customers are being mislead.

    I only joined for the switching bonus & then 5% regular saver (I didn't use the current account other than transferring the savings money into)

    Also, when you get a new phone, you need your old phone to set up the new phone. Which is a problem when your old phone is broken
    Not sure on the old phone part.
    I switch from phone to iPad and back to another phone etc.
    I call them and they delete the old phone access and I just add new device.
    Same with iPad, I upgraded to a new IPad Pro last year, Wiped the old one clean.
    Just called FD and they deleted old iPad and I just downloaded the new app of off you go.
    Yes, you need to call them up as an alternative. It's an extra effort that shouldn't be needed
  • ZeroSum
    ZeroSum Posts: 1,191 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    gt94sss2 said:
    ZeroSum said:  Even now, you can't even access their website online banking without a smartphone. What's the point in that? The website is supposed to be the alternative for those who don't have smartphones

    You can use a physical security key. You don't need a smartphone.
    So that's something else, I'd have to phone up & request, then wait a few days until it arrives. Which btw they've not actually told me about. Ie poor customer service 
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    ZeroSum said:
    gt94sss2 said:
    ZeroSum said:  Even now, you can't even access their website online banking without a smartphone. What's the point in that? The website is supposed to be the alternative for those who don't have smartphones

    You can use a physical security key. You don't need a smartphone.
    So that's something else, I'd have to phone up & request, then wait a few days until it arrives. Which btw they've not actually told me about. Ie poor customer service 
    It’a hideous gadget, something that should be in a museum now. They know this, it’s why they try and stear people towards their digital secure key. But they still cater for the dwindling number of customers who for one reason or another don’t have a phone which can run their app.
  • kaMelo
    kaMelo Posts: 2,849 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    And here's me using the "hideous gadget" in preference to any form of app or text message verification.
  • adamp87
    adamp87 Posts: 897 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    ZeroSum said:
    ZeroSum said:
    Yup, I've been critical of these many a time. For me, the whole set up process should be classed as part of the customer service. Because its extremely user unfriendly, and therefore customers are being mislead.

    I only joined for the switching bonus & then 5% regular saver (I didn't use the current account other than transferring the savings money into)

    Also, when you get a new phone, you need your old phone to set up the new phone. Which is a problem when your old phone is broken
    Not sure on the old phone part.
    I switch from phone to iPad and back to another phone etc.
    I call them and they delete the old phone access and I just add new device.
    Same with iPad, I upgraded to a new IPad Pro last year, Wiped the old one clean.
    Just called FD and they deleted old iPad and I just downloaded the new app of off you go.
    Yes, you need to call them up as an alternative. It's an extra effort that shouldn't be needed
    Then the answer is go to another bank. First Direct is primiarlly a telephone only bank, it's hardly unexpected that you need to call them

  • ZeroSum
    ZeroSum Posts: 1,191 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    adamp87 said:
    ZeroSum said:
    ZeroSum said:
    Yup, I've been critical of these many a time. For me, the whole set up process should be classed as part of the customer service. Because its extremely user unfriendly, and therefore customers are being mislead.

    I only joined for the switching bonus & then 5% regular saver (I didn't use the current account other than transferring the savings money into)

    Also, when you get a new phone, you need your old phone to set up the new phone. Which is a problem when your old phone is broken
    Not sure on the old phone part.
    I switch from phone to iPad and back to another phone etc.
    I call them and they delete the old phone access and I just add new device.
    Same with iPad, I upgraded to a new IPad Pro last year, Wiped the old one clean.
    Just called FD and they deleted old iPad and I just downloaded the new app of off you go.
    Yes, you need to call them up as an alternative. It's an extra effort that shouldn't be needed
    Then the answer is go to another bank. First Direct is primiarlly a telephone only bank, it's hardly unexpected that you need to call them

    Its 2022 for goodness sake. 

    I currently don't use FD, but the discussion is around their fabled great customer service. These antiquated systems they insist on, means that their actual customer service is poor in reality

  • Brewer21
    Brewer21 Posts: 370 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Once set up FD is fantastic, been with them for 20+ years. If you can't set the security/passwords up that's the users fault.
    Never had problems setting up any banks secure systems that they require and if I have had problems, (Lloyds spring to mind with there over zealous of me money laundering) I can't think of any other bank, and I've had most of them, that's been troublesome.
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