Inflation and Savings - Best Way to protect

RG2015

Albermarle said:

RG2015 said:

I can only see one atm and I agree completely. Hope it is temporary.

Thrugelmir as well..........

Thanks. I just saw that a minute before I was notified of your post.

Quite extraordinary considering the continual garbage posted by some without any repercussions.

MEM62

Chelt_chap said:

I have roughly the following 

Cash ISA - currently 0.90% £30K 
Cash Savings - 0.8% £6K
Fixed Cash ISA expiring September - £10 K @ 1.12%

Stocks and Shares ISA 

FTSE 100 Index Tracker - £4K 
Vanguard Life Startegy 60 - £4K 
An Asian Markets Tracker - £1K  - Mainly Japan, China and India. 

You are too heavily weighted in cash.  Your exposure to inflation risk is beyond where I would want to be.     

Chelt_chap said:

 Thing is the Stocks and Shares are going down so loosing money here and on my cash. 

No you are not.  Your S&S 'losses' are only crystalized if you cash out.

Chelt_chap said:

What the devil am I meant to do! 

Assuming that you are making the most of any pension provision, re-balance with a bias towards equities.  At your age and in your position I would also be a little more adventurous in your choices - for example, my Vanguard S&S investments are all in VLS100.   
  

Albermarle

RG2015 said:

Albermarle said:

RG2015 said:

I can only see one atm and I agree completely. Hope it is temporary.

Thrugelmir as well..........

Thanks. I just saw that a minute before I was notified of your post.

Quite extraordinary considering the continual garbage posted by some without any repercussions.

Both the posters involved, post on quite a few different MSE forums, so may well be unrelated to this one. Who knows ?

RG2015

Albermarle said:

RG2015 said:

Albermarle said:

RG2015 said:

I can only see one atm and I agree completely. Hope it is temporary.

Thrugelmir as well..........

Thanks. I just saw that a minute before I was notified of your post.

Quite extraordinary considering the continual garbage posted by some without any repercussions.

Both the posters involved, post on quite a few different MSE forums, so may well be unrelated to this one. Who knows ?

This is true, but as @Dunstonh says, neither rarely (if ever) post anything controversial, let alone something that may result in being banned.

badger09

RG2015 said:

Albermarle said:

RG2015 said:

Albermarle said:

RG2015 said:

I can only see one atm and I agree completely. Hope it is temporary.

Thrugelmir as well..........

Thanks. I just saw that a minute before I was notified of your post.

Quite extraordinary considering the continual garbage posted by some without any repercussions.

Both the posters involved, post on quite a few different MSE forums, so may well be unrelated to this one. Who knows ?

This is true, but as @Dunstonh says, neither rarely (if ever) post anything controversial, let alone something that may result in being banned.

Absolutely incredible! 2 of the most consistently accurate & knowledgeable posters banned?
T can be blunt & curt, but never rude. Hope it’s temporary & they don’t decide to leave as a result. 

homestraight

RG2015 said:

Albermarle said:

RG2015 said:

I can only see one atm and I agree completely. Hope it is temporary.

Thrugelmir as well..........

Thanks. I just saw that a minute before I was notified of your post.

Quite extraordinary considering the continual garbage posted by some without any repercussions.

I noticed the other day. There are two others too. Both are respected posters but less prolific than the two mentioned. 
All had posted on the same thread when I noticed but not at the same time and may be coincidence. 

Very sad to see those 4 banned

elsien

badger09 said:

RG2015 said:

Albermarle said:

RG2015 said:

Albermarle said:

RG2015 said:

I can only see one atm and I agree completely. Hope it is temporary.

Thrugelmir as well..........

Thanks. I just saw that a minute before I was notified of your post.

Quite extraordinary considering the continual garbage posted by some without any repercussions.

Both the posters involved, post on quite a few different MSE forums, so may well be unrelated to this one. Who knows ?

This is true, but as @Dunstonh says, neither rarely (if ever) post anything controversial, let alone something that may result in being banned.

Absolutely incredible! 2 of the most consistently accurate & knowledgeable posters banned?
T can be blunt & curt, but never rude. Hope it’s temporary & they don’t decide to leave as a result. 

To be fair, one of the people in question I did read a few replies on other threads and winced slightly. It getting a tad close to the line on occasions so I'm not completely surprised. 

eskbanker

Apologies to OP for continuing the recent digressions on this thread but I just thought I'd say how much I appreciated the kind words in the above posts, gratifying reading during my 'holiday', which is now over!

As the first rule of PPR club is not to talk about PPR club, I'll leave it at that....

Albermarle

eskbanker said:

Apologies to OP for continuing the recent digressions on this thread but I just thought I'd say how much I appreciated the kind words in the above posts, gratifying reading during my 'holiday', which is now over!

As the first rule of PPR club is not to talk about PPR club, I'll leave it at that....

Welcome back !