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Guide discussion: Voluntary national insurance contributions

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  • p00hsticks
    p00hsticks Posts: 14,452 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've not seen any recent timescales for postal backlogs, but I suspect they'll be massive - they were talking several months a while back, and I doubt they'll have decreased since them. 
  • I've not seen any recent timescales for postal backlogs, but I suspect they'll be massive - they were talking several months a while back, and I doubt they'll have decreased since them. 
    Several months - ouch! If HMRC would allow us to generate the 18 digit reference numbers instead of having to call a very busy telephone line, then I would make a bank transfer for each year and cancel the cheque.

  • mummytummy
    mummytummy Posts: 966 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    I paid mine by bank transfer over a month ago and was told it could take at least 3 months before showing on my account.
    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £315.70(04/08/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • ought
    ought Posts: 84 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I have a rather specific quwery if anybody can help.

    My wife has three gaps in her national insurance contributions which she is considering paying. We get child tax credits and pension contributions are deductable from your earnings when they calculate your credits. Would voluntary national insurance contributions be applicable to that?

    Thanks.

  • molerat
    molerat Posts: 34,617 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ought said:
    I have a rather specific quwery if anybody can help.

    My wife has three gaps in her national insurance contributions which she is considering paying. We get child tax credits and pension contributions are deductable from your earnings when they calculate your credits. Would voluntary national insurance contributions be applicable to that?

    Thanks.

    No.
    Have you confirmed that the years she wants to pay will add to her pension ?

  • yulita11
    yulita11 Posts: 24 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Apologies, it feel like bumping in the middle of someone's conversation by submitting a new comment which is totally unrelated to the previous one.
    I just wanted to ask for an advice please.

    My friend (basic English but gets by) works on a recycling site. He has called HMRC line four times now, each time waiting time exceeds 50mins. First he got disconnected, the rest they hung up on him saying the line quality is bad because he's outside. Well, yes, there is no onsite office there - only toilet which is not less noisy.
    The question is... is there any other way to get that 18 digit number or delegate someone to call on his behalf?..

    Before you tell him off for waiting for the deadline... he genuinely was unaware of such possibility to top up the years. It's only because I've mentioned it to him (in turn I was not aware myself until getting MSE email).
  • molerat
    molerat Posts: 34,617 Forumite
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    The only way to get the reference is on the phone.  He can send a cheque in the post though.
  • Sumselkb
    Sumselkb Posts: 78 Forumite
    Fourth Anniversary 10 Posts
    So after paying through my digital banking on Wednesday I logged into my gov gateway today to see if there was an update yet on my national insurance record.

    I know it can take up to 8 weeks but thought I would check anyway.

    I sent a payment which was to pay for the years 2009 to 2010, 2010 to 2011 and 2017 to 2018.

    The year 2017 to 2018 has been updated so that it now says Full year. However, 2009 to 2010 and 2010 to 2011 still both say Year is not full.

    Is it just a case of wait and they will update them eventually over the coming weeks separately? Or is this something that should have been done in the one go and they have made an error?

    I cannot phone up again because it costs too much and have already had to give my mum £30 to cover the cost of the phone bill. If I have to contact them then I could do it through the post?

    Thanks.
  • molerat
    molerat Posts: 34,617 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sumselkb said:
    So after paying through my digital banking on Wednesday I logged into my gov gateway today to see if there was an update yet on my national insurance record.

    I know it can take up to 8 weeks but thought I would check anyway.

    I sent a payment which was to pay for the years 2009 to 2010, 2010 to 2011 and 2017 to 2018.

    The year 2017 to 2018 has been updated so that it now says Full year. However, 2009 to 2010 and 2010 to 2011 still both say Year is not full.

    Is it just a case of wait and they will update them eventually over the coming weeks separately? Or is this something that should have been done in the one go and they have made an error?

    I cannot phone up again because it costs too much and have already had to give my mum £30 to cover the cost of the phone bill. If I have to contact them then I could do it through the post?

    Thanks.
    I think it has come up before that post 2016 contributions seem to be added quickly but pre 2016 not, maybe they do more of a check on them.

  • Sumselkb
    Sumselkb Posts: 78 Forumite
    Fourth Anniversary 10 Posts
    molerat said:
    Sumselkb said:
    So after paying through my digital banking on Wednesday I logged into my gov gateway today to see if there was an update yet on my national insurance record.

    I know it can take up to 8 weeks but thought I would check anyway.

    I sent a payment which was to pay for the years 2009 to 2010, 2010 to 2011 and 2017 to 2018.

    The year 2017 to 2018 has been updated so that it now says Full year. However, 2009 to 2010 and 2010 to 2011 still both say Year is not full.

    Is it just a case of wait and they will update them eventually over the coming weeks separately? Or is this something that should have been done in the one go and they have made an error?

    I cannot phone up again because it costs too much and have already had to give my mum £30 to cover the cost of the phone bill. If I have to contact them then I could do it through the post?

    Thanks.
    I think it has come up before that post 2016 contributions seem to be added quickly but pre 2016 not, maybe they do more of a check on them.

    I will wait until May then and check again. Hopefully they will be updated at some point, but if not then I will have to contact them again. Thanks.
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