We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
DF Capital
garyelder
Posts: 144 Forumite
Good little investment bank rates are competitive 1.4% 120 days notice wouldn’t be surprised if the rate goes better than chase soon
1
Comments
-
Or just go with the leading 120 day notice rate of 1.6% from OakNorth?0
-
I've just opened a 90 day account with DF Capital on-line 2.3% as per Martin MSE - not yet funded it - good choice? Any experiences?
Ta
K0 -
2.3% at DF Capital the best rate for a 90 day notice account you can get today. Who knows whether it will still be the best rate tomorrow or next week.0
-
I opened a DF Capital 120 day notice account (not available now). It is difficult to qualify satisfaction as I haven't really had a lot of dealings with them. I did have to message a query on the account and it was promptly answered.
They are very quick at withdrawing offers once they have achieved their target funding number. They had some top fixed rate offers a number of weeks ago, but they have been withdrawn for now. The one thing I am very appreciative of is that they seem quite responsive to increasing rates recently. The 120d notice account I mention has received two increases, and whilst not available atm, pays 2.35%.
Your post prompted me to trawl through the site, and I've come across a 'neat' feature for fixed rate accounts, unsure if other providers offer the same...Early Reinvestment
What is early reinvestment?Early reinvestment is an offering within DF Capital’s Fixed Rate Deposit accounts where we may invite you to consider reinvesting all of your current balance along with accrued interest into a new DF Capital Fixed Rate Deposit, over a new term, with a new rate. It is intended to allow you to reinvest sooner than your existing fixed-rate product allows.
Personal Responsibility - Sad but True
Sometimes.... I am like a dog with a bone0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

