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Are pension contributions and mortgage overpayments classed as deprivation of savings for U.C?

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  • I was wondering while reading this thread if the amount removed directly from your wages for your work based pension should be removed then for the amount of income you declare for TC purposes on your annual declaration? I had been told no . Kind regards
  • Tucosalamanca
    Tucosalamanca Posts: 972 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    I was wondering while reading this thread if the amount removed directly from your wages for your work based pension should be removed then for the amount of income you declare for TC purposes on your annual declaration? I had been told no . Kind regards
    I thought the same, until I read this article. Final paragraph suggests that employee contributions should be deducted from income. https://revenuebenefits.org.uk/tax-credits/guidance/how-do-tax-credits-work/what-is-income/calculating-tax-credits-income/
  • RobinHill
    RobinHill Posts: 347 Forumite
    Tenth Anniversary 100 Posts Photogenic
    Pension contributions are excluded from relevant earnings for UC calculation purposes ...

    "Employed Earnings Reg 55 ... (5)(a) any relievable pension contributions made by the person in that period."

    It is permitted, however DWP from one month to the next seem to mess about disregarding the contributions.
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