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Credit or debit card

What’s best to use when abroad credit or debit cards. Bank with nationwide and hsbc. Thanks

Comments

  • NoodleDoodleMan
    NoodleDoodleMan Posts: 4,587 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 12 May 2022 at 8:03PM
    May I suggest you get a "user friendly" credit card and debit card ?
    I don't think the ones you've named are in the best buys category for use abroad.
    Barclays Reward credit card is top rated by MSE - then there are several good debit cards, like Starling and Chase.

  • TadleyBaggie
    TadleyBaggie Posts: 7,083 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 12 May 2022 at 9:24PM
    I only use a Starling debit card when abroad and make sure all charges are in the local currency.
  • Doshwaster
    Doshwaster Posts: 6,399 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Starling for debit. Halifax Clarity for credit (useful for flight/hotel/car reservations for the added protection)

    Leave your High Street bank cards locked away.
  • Archergirl
    Archergirl Posts: 1,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nationwide..... I think the credit card is fee free and the debit card fee free for ATM's I know mine are but I have the Flex Plus account. Ask in the branch or call them.
  • maman
    maman Posts: 30,433 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have a JaJa (formerly Post Office) credit card for use abroad. 

    A good card is fast becoming an essential as so many places are going cashless. 
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Nationwide..... I think the credit card is fee free and the debit card fee free for ATM's I know mine are but I have the Flex Plus account. Ask in the branch or call them.

    Your information is out of date... at one time all their cards were fee-free, but those are long gone. Their fees are lower than most other banks and they do offer a special fee-free credit card, but you can do better with the 'travel' cards.
  • Archergirl
    Archergirl Posts: 1,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nationwide..... I think the credit card is fee free and the debit card fee free for ATM's I know mine are but I have the Flex Plus account. Ask in the branch or call them.

    Your information is out of date... at one time all their cards were fee-free, but those are long gone. Their fees are lower than most other banks and they do offer a special fee-free credit card, but you can do better with the 'travel' cards.
    I did say I had a Flex plus account, have used both cards fee free in the past month.
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