Cancelled credit card and re-applied

Antoknee

Hi, I recently applied for a Tesco Bank balance transfer credit card, and was approved. However when I tried to add my current credit card that I want to transfer the balance of, it kept producing an error and would not allow me to add the card. I did not want to proceed with getting this new credit card if I wasn't going to be able to transfer the balance, so I cancelled the application, after the credit check. I'll admit it was probably a bit hasty of me to do that and I should have thought about it more clearly. I tried to apply for the same card again the next day and was rejected, I'm assuming because I applied so recently. 

I have an excellent credit score according to Experian, I'm wondering will I have to wait a full 6 months to re-apply or is it possible another bank may approve my application sooner?

born_again

Might be better to give them ring to see what they say.

[Deleted User]

You don't have an excellent score as nobody has a credit score, the number you see is a gimmick and is never seen by lenders

Applying, cancelling and re-applying has probably triggered a fraud check by Tesco hence the refusal. It'd be worth ringing and seeing if they can reinstate it.

For reference, I have never seen a BT card where you can only transfer a balance during the initial application, normally they give you anything from 1-3 months to do transfers so you could get the card and do the transfer later

Antoknee

Thanks for the replies, I rang them and they were able to reinstate the original application, and I will be able to balance transfer once I receive the card.