Bank accounts that offer chequebooks

Cheesephetamine

I am in a bit of a conundrum. I need a bank account that offers me a cheque book as there is some things I will need to do soon that require cheques, but my credit score is bad, as I am paying off my debts. Any bank that offers accounts with chequebooks in my conditions? I cannot use NatWest.

I have accounts in chase, starling, monzo and revolut but as far as I am aware none of those offer chequebooks.

Thanks!

Bradden

Many companies will accept BACS payments - in many ways they are easier to process than cheques for a business. It may be worth asking if that would be an option then you could use your existing accounts.

Cheesephetamine

I need cheques to request my creditor for my CCA I need to send them a £1 cheque don’t I 

kaMelo

Cheesephetamine said:

I need cheques to request my creditor for my CCA I need to send them a £1 cheque don’t I 

I'm pretty sure that requirement was dropped, I would ask that question on the Debt Free Wanabee board where someone will know for sure.

swanfan02

Why not use postal orders? Your creditors won’t get your signature either if you send postal orders.

MovingForwards

That requirement was dropped a few years ago. 

swanfan02

https://www.nationaldebtline.org/fact-sheet-library/credit-agreements-getting-information-ew/

Cheesephetamine

Thanks!!!! I was getting my info from debtcamel so maybe it’s outdated. Thanks everyone. That’s even better I didn’t need a new account at all 

Olinda99

FYI Nationwide, Lloyds and First Direct issue chequebooks

Cheesephetamine

Thanks. Do I just enclose 1 pound on the letter? That seems a bit dodgy

MovingForwards

I didn't even send them a penny.

Just send your letters, second class with proof of postage obtained from the PO; keep a copy of the letter, even if it's a photo on your phone and emailed to yourself.