Bonds

Thrugelmir

ChainsawCharlie said:

This fund is the one I hate the most in my portfolio 
IFSL Marlborough Special Sits P Acc original investment £5500
Lost £570 in the first week  and over the last 4 months has just sat there doing nothing with this loss varying by only a few quid per day up and down

Invested heavily in UK smaller companies. A sector which has taken a hit across the board. Your fund is far from alone in terms of performance. 

You need to learn to review your portfolio as a whole. Not isolate a particular sector purely on the grounds as not performing as well as another over a short time frame. 

Did your IFA ever provide an X-ray analysis of how your portfolio was invested? 

Albermarle

ChainsawCharlie said:

tebbins said:

As your original portfolio was more like 20% bonds, that would correspond with the next risk level up such as VLS 80, HSBC Dynamic.
Great article comparing multi-asset/funds of funds here: https://monevator.com/passive-fund-of-funds-the-rivals/

Thanks for that, we are currently deep in research over mixed asset fund of funds 
We want to just dump our cash in and forget, so will be interested in looking at this recent link you've  attached

Do not want to complicate your research, but that list is about 3 years old and is missing the newer Blackrock Mymap funds which you may want to look at ,

eskbanker

ChainsawCharlie said:

Thanks very valid points.  I suppose because I have heard so many mention that a 19 fund portfolio is too unwieldy I have it in my mind I need to simplify it somewhat.  My reason for slimming the portfolio down was to make it easier to manage, and at the same time having multi asset fund, also some of this is being driven  by my lack of confidence in the judgement of my sacked IFA

While there is certainly an argument that four funds is better than 19, that still doesn't mean that it's better than one, unless you have a specific target allocation that a single fund won't deliver?