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Magnificent May's NSD Challenge!
Comments
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NSD #11 today.I have a question about bills and planned spends, do you count things like paying a builder as a spend day ? I know some people don’t count bills as spends but not sure where the line is
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NSD 5/10 for me today please. Catching up slowly.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2
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#12 for me today please Cathybird Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002
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I don't include bills and planned spends.GeorgianaCavendish said:NSD #11 today.I have a question about bills and planned spends, do you count things like paying a builder as a spend day ? I know some people don’t count bills as spends but not sure where the line is Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60003 -
12/18 for me today thanks cathybird2
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MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
May targets
beanielou 14/15
bekah89 2/15
cathybird 12/15
Cheesephetamine 9/15
Crazycatlady2 2/12
GeorgianaCavendish 11/16
Honeysucklelou2
jammy dodger 12/18
Kaballund TF
LittleMissDetermined 12/13
Money Choices 1/10
QueenJess 7/12
sazzles01234 4/15
short bird 10/15
Sun Addict 5/10
sunshine raincloud 1/10
WinterWarrior 12/15
Newcomers welcome
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If it's a bill that goes through on direct debit I don't count it but if it's a tradesman who is visiting as a one-off or for a single project I would count it. But LittleMissDetermined is right, some don't count planned spends, so it's really up to you! xGeorgianaCavendish said:NSD #11 today.I have a question about bills and planned spends, do you count things like paying a builder as a spend day ? I know some people don’t count bills as spends but not sure where the line is 2 -
Another NSD for me please. Finally getting back on track!2026 decluttering: 11,975 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
2026 use up challenge: 1,098🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5001 -
Kaballund said:So it’s officially May! I’m excited for this challenge I hope the accountability will help me not spend on things that I don’t need! Do we do daily updates? With what we spent or not? Happy beautiful May everyone. It’s my bday month. Taurus ♉️ ❤️hi Kaballund
and welcome
I've added you to the list. We set targets for the month and most people do post most days to say whether it's been an NSD or not. Since there are only 11 days left in May you could go target free (TF) if you like, or set a smaller target? Up to you! Happy birthday month!
1 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targets
beanielou 14/15
bekah89 2/15
cathybird 13/15
Cheesephetamine 9/15
Crazycatlady2 2/12
GeorgianaCavendish 12/16
Honeysucklelou2
jammy dodger 12/18
Kaballund TF
LittleMissDetermined 12/13
Money Choices 1/10
QueenJess 8/12
sazzles01234 4/15
short bird 11/15
Sun Addict 5/10
sunshine raincloud 1/10
WinterWarrior 12/15
Newcomers welcome
2
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