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Debt Relief Orders and Home Contents Insurance
Mahler1860
Posts: 2 Newbie
in IVA & DRO
My home contents insurance is with Saga. I'm due to renew but the issue of previous CCJ and a Debt Relief Order has come up. They have priced my renewal at £95 per annum more than my current policy.
I am shopping around for an alternative provider online and have had some good prices but the issue of bankruptcy always comes up as a question.
I know that I'm technically not so, but am I better off ringing insurance companies direct to explain my status?
Thank you.
I am shopping around for an alternative provider online and have had some good prices but the issue of bankruptcy always comes up as a question.
I know that I'm technically not so, but am I better off ringing insurance companies direct to explain my status?
Thank you.
0
Comments
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Swinton Insurance refused to provide contents insurance until after the expiration of the DRO, so I have decided to stay with SAGA.0
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Never had any issues with any insurance product.
DRO is not bankruptcy.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Is this because you are trying to pay monthly? I agree with sourcrates that this shouldn't be a problem.
Shop around because minimum value of cover varies and is often ridiculously high, leading to a high premium.
Co-Op used to be quite low.
Go via topcashback or quidco for cashback and try to pay in one lump sum if you can.0
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