Mortgage information not appearing on any of the big 3 reports

Stixalot

Just a quick question folks, i was wondering if it matters or not whether my mortgage information is shared to any of the credit agencies or not? We have had our first mortgage for 6 months now and usually you would expect credit info to appear after 3 months or so but nothing so far. I'm not panicking as i don't intend to take out any loans or cards soon but its just something i found curious that such a  large credit would not appear on any of the 3's reports.

penners324

Have you updated all your banks, utilities etc and told the CRAs your new address?

Likely you now have 2 credit files as the addresses aren't linked

Jamesyb123

Have you registered on the electoral role at your new property if its a new purchase?

Stixalot

Yes on the electoral role banks have updated my new address on their systems everyone has my new address since january and even opened a new phone contract whilst in my new property and the reports all state that my new address and electoral role is updated on their systems, Maybe they just don't report my mortgage to the CRA's

Jamesyb123

Who is your mortgage with?

Stixalot

Bluestone Mortgages 

MovingForwards

They only report to one CRA and it takes them a while, did their searches show at your previous address?

Stixalot

i think they did yes, looks like ill just have to be a bit more patient

MovingForwards

The CRA they report to is Experian, it took a few months for mine to show and that was near the start of the pandemic. 6 months is a bit long.