Thoughts on moving 100% equities to 60/40 in current climate?

Albermarle

scdandem said:

@albermarle Thank you for that, it's exactly the sort of advice I was seeking. Cheers 👍🏻

In the world of personal finance , giving financial advice has a specific meaning and is a highly regulated activity ( that you pay for ) 
On an unregulated internet forum , all you get is people's personal opinions, although hopefully useful ones 

Just to follow up some of the previous comments , a 60/40 does not have to be 40% bonds . In the light of worries about bonds, you can go say 60% equities ; 20% bonds ; 10% gold and 10% other ( property , infrastructure funds etc ) just as one example .
Or you could have 60% equities and 40% cash as another example. Cash savings are not really separate from other investments , they should all be seen in the round .

Alice_Holt

Another option might be to move part of the portfolio into wealth preservation funds (rather than solely bonds).
Personal Assets, Capital Gearing, Ruffer come to mind.
The OP should be able to search for threads on here which discuss the pros and cons of holding these funds.

CheekyMikey

Alice_Holt said:

Another option might be to move part of the portfolio into wealth preservation funds (rather than solely bonds).
Personal Assets, Capital Gearing, Ruffer come to mind.
The OP should be able to search for threads on here which discuss the pros and cons of holding these funds.

Having just read through the thread and the OP’s responses, I must admit that my thought as I was reading was that the OP seems a perfect candidate for one or a combination of those…75% into wealth preservation and 25% in pure equities might give him more peace of mind about protecting his capital whilst offering the chance of enough growth to match inflation…obviously there are no guarantees but it’s a logical option.