A little advice please before I start the process.

311 Posts


I already have a basic bank account and have done for a few years. If I speak to my bank about the bankruptcy could they agree to keep my account or is it indefinite I will need to change?
When I start the process, Will I need to upload all of my debts myself before they will agree to bankruptcy or can it be done as I go along?
Thank You
When I start the process, Will I need to upload all of my debts myself before they will agree to bankruptcy or can it be done as I go along?
Thank You
0
Latest MSE News and Guides
Replies
Yes you need to list your debts before you submit but all are covered if you miss any. The exception is some benefit overpayment and court fines...read the insolvency service website and get your ducks in a row
My bank is HSBC.
I had an existing basic account with Monzo, I spoke to them to find out if there were any clauses in the terms and conditions of n regards to bankruptcy. I was told there wasn’t and they were happy for me to continue using the account. The trustee also advised I was fine to continue using the Basic account.
Once your bankruptcy is official. Get on with your life, abiding by the rules and restrictions and it’s all good.