OR Interview Help
in Bankruptcy & living with it
5 replies 335 views
Hello, and I really hope this is the right place to ask.
This is my first ever post but I need to ask the following regarding the OR interview.
I am waiting for a bankruptcy petition to be served on me for non-payment of council tax (no other debts to be declared apart from water). Once this has been approved I know I will be required to have an interview with the OR. Not my decision but I would expect this to be by telephone which is causing me some distress.
I am not very good at explaining issues such as this and my circumstances by phone. Although I would not relish this in the slightest either, I would be more comfortable and at least coherent having this conducted face-to-face.
According to the current governments website, 'Guide to Bankruptcy' - in section 4.4, 'Your interview with the official receiver', it reads:
"If offered a telephone interview you can ask to be interviewed in person, if you prefer."
Does this mean I am entitled to this or is it discretionary?
Thanks for all help.
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The OR just wants to know the facts, they are not there to trip you up or to be in judgement of you, they simply want to know the circumstances that led to your bankruptcy.
You may want to write it down first, but remember, stick to the facts, don`t waffle on.
Lots of people worry about the interview beforehand, and then afterwards wonder what all the fuss was about.
More than a third of IVA`s fail....fact.
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For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.