Chase linked savings account

jimexbox

Janey1a said:

I was considering using the card on holiday too, I’m just slightly nervous as I’ve only ever used a credit card abroad.  Are you as protected with a debit card? 

For example, in the past I have come back from a holiday abroad and an amount paid whilst away was mistakenly put through twice.  One call to the cc company and it was sorted.  What if this happens with a debit card, the cash will actually be gone, what’s the likelihood of getting it reimbursed?

Also, if someone gets hold of my card and starts spending before I realise and report it, what’s the chances of getting refunds?  I’m concerned that the actual cash will have gone as opposed to it being credit on a card. Am I being overly cautious?

I think for security, it's best to load the chase spending account with what you need on the day. So if you transfer a £120 for a meal, you could only spend that amount. Same if you lose the card, they can only spend what's on the card.

Remember you can manage the card from the app. You can freeze the card or turn on/off contactless, chip and pin, cash withdrawals and card swipe as you see fit.