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Missing PRC certificate

I'm in the process of selling my property and my solicitor cannot find thd deeds or the PRC certificate which was issued 1987
I cannot sell my house without the PRC certificate and the solicitor is not being helpful, can anyone advise me what I should do next
 

Comments

  • babyblade41
    babyblade41 Posts: 3,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Would the company that carried out the works have a copy of the certificate ..I don't know much about PRC's so not sure if their is a database where you can get a copy certificate 

    when did you buy your house as deeds are no longer in the paper form & haven't been since early 90's .. 


  • The company was Tarmac Construction and I believe that they are no longer in existence. I asked the local council but they don't keep any record going back to 1987. 
  • GDB2222
    GDB2222 Posts: 25,994 Forumite
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    Most conveyancing firms send the customer all their documents to look after. So, is it possible that you have the certificate somewhere? There’s really no reason why the solicitor would have kept it.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • Woolsery
    Woolsery Posts: 1,535 Forumite
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    The company was Tarmac Construction and I believe that they are no longer in existence. I asked the local council but they don't keep any record going back to 1987. 
    Tarmac Construction was sold to Carillion, who went bust rather spectacularly in 2018.
    1987
    I cannot sell my house without the PRC certificate and the solicitor is not being helpful, can anyone advise me what I should do next
    You may not be able to sell your house to someone who needs a mortgage, but there is nothing, except perhaps the price, preventing you from selling it to a cash buyer.

  • Sadly I don't have the certificate and not sure what to do next
  • Woolsery
    Woolsery Posts: 1,535 Forumite
    1,000 Posts Photogenic Name Dropper
    edited 19 April 2022 at 6:26PM
    Sadly I don't have the certificate and not sure what to do next
    Yes I understand that, but every house has a value and even without a certificate yours will show strong evidence of repair which ought to make it saleable to someone who can pay cash, like a landlord. The question is whether the price you can expect is sufficient to let you move on. You'd need a surveyor's opinion on that.
    Have the panels been removed and replaced with bricks or that sort of change? What about your neighbours; were their houses done at the same time?

  • user1977
    user1977 Posts: 17,391 Forumite
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    Presumably there's going to be some way of determining what was done to it and its current condition (not sure how much reliance would be placed on a certificate from 35 years ago anyway, especially if issued by an entity which no longer exists) - it obviously isn't actually the case that you "cannot sell the house" just because a bit of paper has gone missing.
  • GDB2222
    GDB2222 Posts: 25,994 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    There are companies that will give a retrospective certificate. Some seem to charge around £1000.  I have no idea whether lenders accept these certificates, but it’s worth looking into.

    You can sell to a cash buyer without the certificate, but probably only for two thirds of the usual amount.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • I can't sell my house as don't have prc certificate my house was rebuilt by tarmac in 95 prc certificates didn't become legal until 2012 the council who owned the house are being about as useful as chocolate fireguard but as I've told them I'm left with unsellable house. Prc certificate firm want 1495 and it's not the type that my buyers want .they need one that's been agreed by nationwide and apparently mines done by what's called a Halifax scheme I've threatened to sue council they've just said nothing we can do. 
  • GDB2222
    GDB2222 Posts: 25,994 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I can't sell my house as don't have prc certificate my house was rebuilt by tarmac in 95 prc certificates didn't become legal until 2012 the council who owned the house are being about as useful as chocolate fireguard but as I've told them I'm left with unsellable house. Prc certificate firm want 1495 and it's not the type that my buyers want .they need one that's been agreed by nationwide and apparently mines done by what's called a Halifax scheme I've threatened to sue council they've just said nothing we can do. 
    Have you had legal advice? 
    No reliance should be placed on the above! Absolutely none, do you hear?
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