What Small Things Will You Do This Week?? 18/04/22

Bagpuss741

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

Bagpuss741

Today I have/will

1.  Checked online banking (no idea why as its a bank holiday but its a habit)
2.  Popped to Morrisons for cat litter
3.  Meals from stores
4.  Duolingo Welsh
5.  Surveys
6.  Start meal plan for next week

Mumoffourkids

Today I have finally listed some sewing patterns for sale. I will also do a meal plan after looking in the freezer which should mean I shouldn’t have to shop until Friday at the earliest. Also going to look for other stuff to list for sale.

Deb4

Hi everyone 

Today I have/will do 
Check online bank 
Pegged washing out 
Put washer on 
Got parcel ready to post 
All meals from cupboards 
Get work bag ready 

Think that's everything 

BlueJ94

went to the boot sale ended up buying plants for the garden we also did a freezer shop! Tonight’s dinner is fish and chips, but home made chips from left over spuds from making roast dinner. 

So my plan of action debt wise 

Main job payday is 29th so I’ll pay £200 to likely loans to pay that off, I’ll then be left with Aqua at £273.48 but I’m going to pay the £3.48 now to round it down. Then 118 at £1880. So my next focus is Aqua which I could pay off next month as payday from Sainsburys is the 6th. Then hopefully by May I will only have 118 loan to pay, meaning being debt free by August is very doable. I think they only ever offered me 25% off my balance so once it’s down to a number I can realistically pay in one go I will. 

Plans for the rest of the day 

make lunch for work

mops the floors 

sit down and budget and see how much I will have left over at the end of this payday as I’ll only have the two debts going forward.

twiggy86

Morning all.

I hope you've all had a good week - been off work so been a while since I was here! 

Today I have/will:

• Check banks
• Make lunch to take to work 
• Update spreadsheet with any spends since I last logged them (last Tuesday!!!)
• Update netball subs spreadsheet 
• Check what rises in student loan interest means for me - thankfully I won't get the 12% interest! 
• Print a pattern at work 
• Charge phone fully before I leave work
• Dinner from stores 
• Crochet in front of the TV 

Wow - that's very short list! I will add to it if I think of other things!!! 

Twigs 

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Meals from stores
3.  Surveys
4.  Been to Tesco to buy a big box of cat food as it was the cheapest supermarket
5.  Uploaded receipt to Shoppix and hayu
6.  Washing is drying on line
7.  Keep electricity spend as low as possible
8.  Duolingo Welsh 

Deb4

Hi everyone a short working week for me as I only work Monday and Tuesday 

Today I have done 
Check online banking 
Took 3 parcel to post 
Pegged washing out 
Put washer on 

Not much today 

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  NSD
3.  Meals from stores
4.  Duolingo Welsh
5.  Keep elec spend as low as possible
6.  Washing in and will dry on line later 
7.  Surveys
8.  Search to see if I have any hay fever tablets left as its kicking my bum this morning
9.  Read Martins's email 

HeatherWillDo

Today I have/will:

1. Checked online banking
2. Gotten up a little early and made a coffee for my commute instead of buying
3. Packed my gym kit in the car to save time later
4. Checked and cleaned up my inbox
5. Will: get my clothes and lunch ready for tomorrow!

twiggy86

Morning all!

Today I have/will:

• Check banks
• Make lunch to take to work 
• Pop load of washing on eco wash 
• Drive on eco mode 
• Update spreadsheet with any spends 
• Read MSE email
• Do a money shuffle/pay CC if OH transfers me some money 
• Charge phone fully before I leave work
  
• Dinner from stores 
• Ball up yarn leftover from previous project into 2 balls so I ensure I can make 2 socks (not 1 1/2!!!) 
• Crochet in front of the TV 

That's everything I can think of for now. I hope you all have a good day!

Twigs