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Adding spouse to deeds

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  • swmumx3
    swmumx3 Posts: 20 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    So that too is a red herring!
    I said no mortgage in my original post!
  • UnderOffer
    UnderOffer Posts: 815 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    …so my husbands relative gave us the extra needed to purchase but only if the deeds were in his name..

    Just to clarify, since paying back relative you definitely went through the process of updating the Deeds and removing relative? Obtaining agreement, signatures, maybe even involving solicitors? 
  • Slithery
    Slithery Posts: 6,046 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    …so my husbands relative gave us the extra needed to purchase but only if the deeds were in his name..
    Does 'his' mean the OP's husband or the OP's husband's relative? The original post is unclear...

  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    swmumx3 said:
    We have been married and in our home for over 25 years
    if the deeds were in his name
    We've gone along and not given the deeds a second thought and are now mortgage free.
    My husband has been diagnosed with terminal cancer so we are now trying to get all paperwork up together as we don't know what the future holds.
    Would it be better to get the property put into both names now or leave it as it is?
    If these are the relevant facts - the house is in his name and mortgage-free - then I would get your name on the deeds as 'joint owners'.
    If the rest of the estate is small, you may not need probate because you will automatically become the sole owner of the house.
    An extra thought - if he has money with the NS&I like premium bonds, it would be worth moving that because they often require probate.
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