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The Rural Road to a DF Life

_Dolly_Rocker_
Posts: 759 Forumite

It's gonna be a long and winding one.
No point trying to deny it, I am a lot of the time very RUBBISH with money.
I spend way too much each month, if I don't have the money I use one of my CCs which I have been doing on and off since I was 18.
I'll be 40 in March and I just don't want to continue down this road for the rest of my life.
I want to be able to have a little money in the bank so that if I fancy a treat I can have it, want to go for a wee random night out I can do it.
I also want to pay off my mortgage which I am not including in this first part of the DF plans but in the long run I do want to make overpayments to get that paid off before I am 50.
Dolly
No point trying to deny it, I am a lot of the time very RUBBISH with money.
I spend way too much each month, if I don't have the money I use one of my CCs which I have been doing on and off since I was 18.
I'll be 40 in March and I just don't want to continue down this road for the rest of my life.
I want to be able to have a little money in the bank so that if I fancy a treat I can have it, want to go for a wee random night out I can do it.
I also want to pay off my mortgage which I am not including in this first part of the DF plans but in the long run I do want to make overpayments to get that paid off before I am 50.
Dolly
Debt Free - 4th June 2025
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Debt Totals
TBCDebt Free - 4th June 20250 -
CC's and 0% time limits!!Debt Free - 4th June 20250
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Mortgage TBCDebt Free - 4th June 20250
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Good luck Dolly.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
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https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11
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