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The Rural Road to a DF Life

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It's gonna be a long and winding one. 

No point trying to deny it, I am a lot of the time very RUBBISH with money. 

I spend way too much each month, if I don't have the money I use one of my CCs which I have been doing on and off since I was 18. 

I'll be 40 in March and I just don't want to continue down this road for the rest of my life. 

I want to be able to have a little money in the bank so that if I fancy a treat I can have it, want to go for a wee random night out I can do it.

I also want to pay off my mortgage which I am not including in this first part of the DF plans but in the long run I do want to make overpayments to get that paid off before I am 50. 

Dolly
Debt Free - 4th June 2025

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