What Small Things Will You Do This Week? 11/04/22

Bagpuss741

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Put £10 in bank as not to waste it if its left in the house
3.  NSD
4.  Duolingo Welsh
5.  Meals from stores
6.  Surveys
7.  Keep electricity spend as low as possible

twiggy86

Afternoon all! 

Today i have/will:

• Check banks
• Snap a receipt that I didn't do yesterday!  
• Make lunch to take to work
• Update spreadsheet with weekend spends - I did not want to do this! 
• Do a small money shuffle 
• Charge phone fully before leaving work 
• Take something back for a refund
• Pop to shop for something for dinner but can't buy extras!
• Snap receipt 

That's everything I can think of for now. I hope you all have a good day. 

Twigs 

Deb4

Hi everyone 

Today I have done 
Check online banking 
NSD
Pegged washing out 
Look for a new job 
All meals from stores 

That's everything for today 

MACKEM99

Cleaned out belly button fluf.

Bagpuss741

Today I have/will

1.  Checked online banking
2.  NSD
3.  Surveys
4.  Meals from stores
5.  Duolingo Welsh
6.  Finalise meal plan and shopping list

benbenandme

Today I have/will:

1. No heating on
2. Prolific surveys 
3. Gutted food cupboards, binned 2 years out of date stuff and inventoried whats left
4. Inventory of freezer
5. Listed a diy item on marketplace
6. Listed 5 items on Vinted
7. Found my saucepan lids and used one for the first time ever
8. Responded to energy companies updated bill, I think they've overcharged me £100-£150 using backbilling rules
9. Downloaded the user manual for the washing machine and dishwasher to figure out the best programmes re. energy usage
10. Play online backgammon and cribbage rather than £££ slots
 

twiggy86

Afternoon all! 

Today i have/will:

• Check banks
• Make lunch to take to work
  
• Update spreadsheet 
• Make small CC payment
• Charge phone fully before leaving work 
  
• Call garage to see if they have LPG - will drive that way home if they do any fill up
• Pop to shop for something for dinner but can't buy extras!
  
• Snap receipt 
• Wash hair and let dry naturally 

I'm looking after my godson tomorrow and then staying with the best friend tomorrow night. It is an hour drive (and I have to be there by 8am!) but looking forward to seeing her!

Twigs 

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Paid bills that needed paying
3.  Food shopping delivery
4.  NSD apart from above which was budgeted for
5.  Duolingo Welsh
6.  Surveys
7.  Meals from stores
8.  Keep electricity use low as possible

@benbenandme. I dread to think how old the food is at the back of my cupboard, maybe I should also clean it out

benbenandme

Today I have/will:

1. No heating on
2. Line dry washing
3. Play online games rather than £££ slots
4. Cashed in my clubcard points and added them to my tesco mobile account - currently £1 of points is worth £2 off my phone bill but from June it will be £1 points = £1 off phone bill. £84 of vouchers cashed in and a standing order set up for three months to move the money I would have spent into my new savings pot (to be used as a lump sum on the gas/electric bill).
5. Spent a £10 Tesco giftcard that I found lurking in the bottom of my bag (went on lamb and trifle for Easter dinner)
6. Bought plenty of cheap veg (2 x cauliflower @ 39p, carrots 19p, parsnips 19p, potatoes 91p). What isn't used for roast dinner will be made into soup and frozen
7. Prolific surveys
8. Glued sole on boots, hopefully they will last now until the summer

BlueJ94

Afternoon all, 

Went for bottomless brunch yesterday and that's all I did. 

I offered Likely Loans a cheeky offer a while back of £200 instead of the £800 I owe. They came back to me yesterday accepting the £200 offer! So this will be paid at the end of the month!