Lantern and Resolvecall Letters

Stuffedhead

sourcrates said:

I can`t make head nor tail of your last post, one debt is statute barred, now they are chasing the other, did they provide evidence of this debt, from you post i can`t tell, sorry ?

Apologies, I thought I was clear.

 Hopefully, I can clear up the misunderstandings.

They have sent evidence of one of the Debts. For this, I sent a “Time has run out to recover the debt” letter. The other debt they have never sent any proof for.

 Since then, I have had 2 letters stating they are still looking to speak to me, but the Balance has since decreased in value. I did not receive any letter stating why they have decreased the balance or if they have acknowledged the letter I sent for “Time has run out to recover the debt.”

 Today I received another letter with the decreased value stating they are referring the account over to QDR Solicitors.

What steps should I follow now?

fatbelly

So this is the old Quid2 debt

and they have never sent any proof of this one.

If they are considering a court claim (and presumably that is why they are passing it to a 'solicitor' though it may be a bluff) then the next stage is that they must send you a 30-day pre-action letter. That gives you another opportunity to request to see their evidence.

If they still want to proceed despite not being able to prove anything, then they're really stupid. I think they're just hoping you will give in and pay them.

Stuffedhead

fatbelly said:

So this is the old Quid2 debt

and they have never sent any proof of this one.

If they are considering a court claim (and presumably that is why they are passing it to a 'solicitor' though it may be a bluff) then the next stage is that they must send you a 30-day pre-action letter. That gives you another opportunity to request to see their evidence.

If they still want to proceed despite not being able to prove anything, then they're really stupid. I think they're just hoping you will give in and pay them.

This is what was sent

Stuffedhead

So it appears that they are looking at the Think Finance debt. I did send a letter from here reading the debt being Statue Barred Just been sent this from QDR now to.

fatbelly

Isn't that the one that you said they had confirmed was statute barred?

You can ignore it.

Stuffedhead

fatbelly said:

Isn't that the one that you said they had confirmed was statute barred?

You can ignore it.

I sent them a letter stating it was statute barred but they never responded to it.

fatbelly

Well if it's statute barred that's the end of it. You have a full defence to any claim.

So when you said 'For the one they did provide proof for I sent them a letter stating it was Statute Barred. They have confirmed that too. '

What did they actually confirm?