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Any positive impact?

lizziegizabit
Posts: 11 Forumite

Hi just wondering out of interest.
I completely understand credit "score" is irrelevant in reality however I am wondering what does actually have an impact on your file? I currently have a settled/closed loan that is due to drop off as 6 years old end of April which did impact after was settled originally, so will this "boost" further once no longer being reported on?
I completely understand credit "score" is irrelevant in reality however I am wondering what does actually have an impact on your file? I currently have a settled/closed loan that is due to drop off as 6 years old end of April which did impact after was settled originally, so will this "boost" further once no longer being reported on?
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Not particularly, unless it had defaulted.0
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