Investing in Global Trackers and other similar investments

DoneWorking

I have already obtained some information on a previous post of mine

But want to repost under a new heading as above to fine tune my queries

I want to invest £175k in some kind of Global Tracker

I have no knowledge of this kind of investment and would want something that is mid risk and regularly updated by the provider

Please provide info for standard and ESG based trackers

I have already arranged my pension

I'm simply looking to try to protect this sum from the ravages of inflation

Please provide 

Sources for such investments

Details of such investments

Details of other options

Does investment provider assist in selection of funds going forwards

Relative risk for such investment

How many different funds would I need 

Is the investment protected

jimjames

You can view trackers here

https://www.hl.co.uk/funds/help-choosing-funds/shortlists/established-trackers

If you buy a tracker as DIY purchase then there is no provider assistance in selection of funds going forward, it sounds like you want an advised option if that's the case.

All of the other info you want is on the fund factsheet.

Alistair31

How would you feel if your £175k became £130k in a downturn? 

Albermarle

I want to invest £175k in some kind of Global Tracker. I have no knowledge of this kind of investment and would want something that is mid risk 

These statements strongly indicate that you would be much better paying for some professional financial advice .

Please provide info for standard and ESG based trackers

This is an internet consumer finance forum , not a personal free advice facility .

DoneWorking

jimjames said:

You can view trackers here

https://www.hl.co.uk/funds/help-choosing-funds/shortlists/established-trackers

If you buy a tracker as DIY purchase then there is no provider assistance in selection of funds going forward, it sounds like you want an advised option if that's the case.

All of the other info you want is on the fund factsheet.

I think I need the advised option

Where do I find info on providers

DoneWorking

Alistair31 said:

How would you feel if your £175k became £130k in a downturn? 

Why do you ask

If I don't do anything with it it's spending power is going to wither away due to inflation

DoneWorking

Albermarle said:

I want to invest £175k in some kind of Global Tracker. I have no knowledge of this kind of investment and would want something that is mid risk 

These statements strongly indicate that you would be much better paying for some professional financial advice .

Please provide info for standard and ESG based trackers

This is an internet consumer finance forum , not a personal free advice facility .

Thanks

As you know already I have explored the option you suggest

and continue to explore other options

There are a few on here that do give useful info

Once I hear from them I will be able to form a better idea on the way forward

On a personal note  I like many others find this whole matter very stressful and would appreciate either non judgemental advice.
I do not need a telling off

steampowered

Like many other forumites, I am much more willing to help people who show that they have made a bit of effort to do their own research. 

There's lots of information online to get you started. The Monevator website might be a good place to start. 

Perhaps spend an hour or two doing a bit of research, and then post back here with the funds you think might be suitable; a bit more information about your personal circumstances; and any specific questions you still have? That will likely get a more helpful response from the forum. 

dunstonh

I want to invest £175k in some kind of Global Tracker
I have no knowledge of this kind of investment and would want something that is mid risk and regularly updated by the provider

A global tracker (as in global equity) is high risk.  Not medium risk.

What is your ESG criteria?    you are pretty much limiting yourself to a handful of options now.

Does investment provider assist in selection of funds going forwards

No. That is what an adviser does. Not a provider.

It depends on what investment strategy you are following.

Is the investment protectedIt depends on the investments you use and what things you are looking to protect against.

I think I need the advised option
You have posted a lot of threads recently on the same subject but you don't seem to be getting anywhere with it. You need to start firming up what your objectives are and decide if you want to DIY or use an adviser.  If you DIY, then that means learning about it.   

GeoffTF

DoneWorking said:

I want to invest £175k in some kind of Global Tracker

I have no knowledge of this kind of investment and would want something that is mid risk and regularly updated by the provider

Please provide info for standard and ESG based trackers

I have already arranged my pension

I'm simply looking to try to protect this sum from the ravages of inflation

Please provide 

Sources for such investments

Details of such investments

Details of other options

Does investment provider assist in selection of funds going forwards

Relative risk for such investment

How many different funds would I need 

Is the investment protected

You do not appear to understand what a global tracker is. A global tracker buys shares in every company in the world. Global trackers are nearly all market capitalisation weighed (and that is the only kind you should buy). That means that they buy the same percentage of every company's shares. If company A is seven times the size of company B you will have seven times as much money invested in it. The global tracker does not have to do anything if company A then doubles in size: its market capitalisation weight also doubles. You just buy that one fund and do nothing afterwards.

Global trackers are all pretty much the same. The HSBC All-World Index Fund is one of the cheapest and is as good as any.

ESG global trackers are the same as ordinary global trackers, except that they omit companies that do not meet their ESG criteria (e.g. by brewing beer).

Investing in the stock market is risky. You can lose most or all of your money.

randompenitent

What do you want to track?  You say "Global Tracker" and I suspect you mean "global equity tracker" which is a great way of getting general equity exposure at low cost, but there are global trackers for other asset types as well, including bonds, commodities and pretty much everything else.  The JustETF.com website provides good information, but you need to know what you are looking for.

As an example of some mainstream trackers, you could browse Vanguard's website (vanguard.co.uk). But I suggest you either find an independent financial advisor or invest some serious time in learning more. There's lots of good information out there, but there's a lot to learn, quite a bit of disinformation and a fair bit of rubbish. You're not going to get a complete potted view of everything you might need to know in an answer to a posting on a forum like this, though I've found it valuable as one of many learning tools.  The Youtube videos produced by Pensioncraft are a great resource as well.