We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Halifax cheque bounce

2»

Comments

  • mrkjd
    mrkjd Posts: 83 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    No they don’t usually write cheques but my understanding is that the Cheques act etc require a bank to honour a cheque if the funds are present. I understand the money laundering/fraud diligence but that doesn’t mean the bank can simply refuse to pay out a cheque and not attempt to contact the issuer. To make matters worse in this case the bank bounced the first cheque. My father rang them and explained what the amount was for and they said write another one. And then they bounced that! 
  • Zanderman
    Zanderman Posts: 4,944 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well, not bounced. That's if there aren't enough funds. But there were.

    The cheques were refused for some technical reason - which may never be knowable without seeing them. I assume they will be returned in due course though.

    If you've now paid the bill for them get your parents to write you a cheque and see if it looks ok to you.  If it doesn't then that's the explanation. If it does pay it in and see what happens. And if it gets refused kick up a fuss.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.