Long time lurker with some decisions to make

in Mortgage-free wannabe
17 replies 731 views
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Replies

  • hartlepool_jonohartlepool_jono Forumite
    22 Posts
    Tenth Anniversary 10 Posts Combo Breaker
    Forumite
    Well... I decided to just pay the penalty for early redemption and get it done. I'm 150400 lighter but it feels good.. 42 years old. 500k ish value house. And all paid for. Over the moon. 
  • Mortgage_MinimiserMortgage_Minimiser Forumite
    255 Posts
    Eighth Anniversary 100 Posts Name Dropper
    Forumite
    Congratulations! Great  achievement, it must feel amazing! 
    O'Payments:
    2016 - £3641.26
    2017 - £7779.28
    2018 - £11,515.16
    MFiT-T4 # 59 - reduce mtg to £195,000; MFit-T5 - reduce mtg to £140,000
    Mortgage:
    01/2/2015 - £243,750
    31/12/15 - £235,906.71
    31/12/16 - £224,120.98
    31/12/17 - £210,224.06
    31/12/18 - £190,821.21
    Mortgage today £152,150
  • South_coastSouth_coast Forumite
    3.7K Posts
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Forumite
    Congratulations, well done 😀😀😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • powerspowerspowerspowers Forumite
    814 Posts
    500 Posts First Anniversary Name Dropper
    Forumite
    Congratulations Jono!! Exciting times 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £4,670 / £7,200 target 


  • killerpeatykillerpeaty Forumite
    2.3K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    Congratulations! Glad you made your decision!!
  • savingholmessavingholmes Forumite
    21K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Congratulations
    Target 1) Lose weight & get fit (started) 2) Declutter 3) Get to £6k EF/Savings Now £2.9k 4) MFW starting at £201999 Nov 21 with 264 255 payments to go. Now £196,223. 5) Mortgage neutral progress (private pension/AVCs c£3643 Nov 21) extra payments £312 including tax relief 6) Write regularly 41426/70000 words Book 2 7) CC Debt free April 22 (now stay that way!!)
  • hartlepool_jonohartlepool_jono Forumite
    22 Posts
    Tenth Anniversary 10 Posts Combo Breaker
    Forumite
    Thanks all,,, now i just need to try and build my (depleted) pot back up. 
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