One Parking Solutions Progresses to CCJ and Impacts Credit

PeterLayton

Hello Everyone,

After being really silly and taking advice from friends. I ignored a car parking fine which later materialized into a CCJ against. There had been a lot of issues with a particual parking company and in summary, the said parking company lost its contract at a car park. It even made the media. At this time, most people in the same situation as me were advised on facebook etc to just ignore the parking fines!!! Silly me!

So a CCJ was issued to be dated 08 April 2020 with the claiment being One Parking Solutions and the debt collection company being DCBL Legal 

theargus.co.uk/news/17799021.39-greggs-car-park-39-management-stripped-contract-complaints/ 

A few facts about the case;
The vehicle used was a works vehicle (sign written flatbed van) that was registered to my name and address (it should have been to the company but found out this way it was registered to me personally)
The van was parked slightly over a line
I have completely ignored all letters (I know, I should have known better)

2 years later I am trying to get a mortgage and struggling because of this silly parking fine.

So, is there a way to get the CCJ set aside or removed? Does anyone have experience of this?

I am able to pay the debt and the CCJ but I understand that this does not remove the CCJ against me but just showed as settled.

As this company (one parking solutions) was removed due to public outcry - do I have a leg to stand on at this point to defend a case against the CCJ

A million thanks to anyone who might have some suggestions to follow or research

Regards,

[Deleted User]

Public outcry isn't a reason for removal of a CCJ. 

Get it settled ASAP, to improve your chance of getting a mortgage, Not paying previous debts doesn't inspire confidence in prospective lenders.

[Deleted User]

Post on the parking forum for advice on this

PeterLayton

@Deleted_User Ok, thanks for taking the time to reply. I am going to see if there is a way to strike a deal with the claimant by way of a consent order to set aside the CCJ. I'm thinking of using a lawyer to do this on my behalf but just dont know if this is the best thing to do. Some people have said do not pay the CCJ until a consent agreement has been made to set aside the CCJ

Its just such a mine field and I dont know what to do. 

PeterLayton

@Farfetch, thanks very much I have just done that - fingers cross and thank you for your reply