Help with "Where is this car kept during the day / night" for car insurance purposes.

user1977

General_query said:

And finally after looking this up, it's NOT residential parking

"Residential parking schemes are permit schemes run by local councils. They allow authorised drivers to park vehicles in streets, which may be marked by parking bays or signs, frequently attached to standalone posts or lampposts. Only residents are allowed a permit which they will have to pay for".

Is that quote from something to do with insurance? I park with a residents' permit, but (depending on how busy parking is) that could be somewhere else in the zone a 5 minute walk from my flat. I don't see what the difference in risk is between that and unrestricted street parking.

iwb100

I really don’t think this is worth the stress. At all. Ring them up and explain the situation and let them advise you of what each category means and use the one that best fits your situation. I’d not worry about going too low I doubt it will add much cost on. I’d rather say it was street parked than give them a wiggle out of the policy should I need to claim and they decide it was classified as street parking and I’d not declared that. 

diystarter7

iwb100 said:

I really don’t think this is worth the stress. At all. Ring them up and explain the situation and let them advise you of what each category means and use the one that best fits your situation. I’d not worry about going too low I doubt it will add much cost on. I’d rather say it was street parked than give them a wiggle out of the policy should I need to claim and they decide it was classified as street parking and I’d not declared that. 

The only thing I will add to that is take the person's name/reference and their location and keep that handy for reference.