Are cash ISAs worth it

Malthusian

dont_use_vistaprint said:

The last point does apply but do one-off pension payments I make directly reduce ANI the same way as salary sacrifice does ?

Yes. All pension contributions reduce ANI whether employer contributions or personal contributions.

dont_use_vistaprint

Daliah said:

dont_use_vistaprint said:

Chase looks good, no international fees too unlike Revolut that caps it unless you pay for premium 

Revolut is not [yet?] a bank in the UK, and they don't have the financial might of JP Morgan Chase.

Correct. I was just comparing the international use. A very common use of Revolut it to link it to a U.K. bank and use abroad transferring Monet just as you need it via the app as you get live / spot rates during trading hours and fee free ATM use and purchases. But there’s a monthly limit unless you pay a fee. Chase seems to make this redundant