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Are cash ISAs worth it

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Comments

  • Malthusian
    Malthusian Posts: 11,055 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    The last point does apply but do one-off pension payments I make directly reduce ANI the same way as salary sacrifice does ?
    Yes. All pension contributions reduce ANI whether employer contributions or personal contributions.

  • Daliah said:
    Chase looks good, no international fees too unlike Revolut that caps it unless you pay for premium 
    Revolut is not [yet?] a bank in the UK, and they don't have the financial might of JP Morgan Chase.
    Correct. I was just comparing the international use. A very common use of Revolut it to link it to a U.K. bank and use abroad transferring Monet just as you need it via the app as you get live / spot rates during trading hours and fee free ATM use and purchases. But there’s a monthly limit unless you pay a fee. Chase seems to make this redundant 
    The greatest prediction of your future is your daily actions.
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