How does a teenager move out?

Spendless

peteuk said:

My daughter went to Uni and we helped with her rent for the first two years (50/50) she now has a P/T job and shares a flat with her b/f (he works F/T). Had we not been able to do so then she would have struggled certainly for the first year. 

Like most students she is in "debt" (Uni Fees and Student Finance) although I believe she's saving some of her finance and wage. 

Hi, Yes we've had a son at Uni since 2018 who receives the min loan so have always paid his rent as our top up contribution. I am thankful that each of his student digs has included bills in the rent.  He is now approaching his finals and lives with his girlfriend who is looking for work. This year we were fortunate to find accommodation that you paid  'per room' rather than per person.

Daughter has recently finished an unfunded course (drama school) and we also paid for her accommodation. 

For son and girlfriend, I'm not concerned about their next step, there's 2 of them that can work f-time and contribute. 

It's daughter if she doesn't get onto her chosen degree and instead works. I was wondering if she had to accept then she also has to live with us until she's either older and earning more or as and when she finds a partner to share with. 

RogerBareford

Spendless said:

This is mostly a hypothetical question but it was something my (nearly) 19yo asked me recently and  I'd  like more knowledge.

DD has been living in a different part of the UK since September to access a short course, which finished earlier this month. She is now returning home and has found a summer job, only a few hours per week contract  but likely to be given more hours. However it's tourist related, so likely to finish in the Autumn.  She is applying for 3 year degrees but in the event she isn't successful (performance related, so goes on audition not just grades/UCAS points) then knows she needs to look for work that's more hours. Frequently jobs locally are NMW and the question she asked me was how does someone her age afford to move into their own place on their own? My feeling was you can't you have to wait until you are older and earning more or have someone in your life to share with you? That is what I had to do. I got a junior management job aged 24, but in the nearest city which tended to pay more but then I needed a car not brand new but reliable enough  to make the commute, so another 3 years of paying finance till the car was paid off and only then could I get my own place by myself. I know it wouldn't have taken as long if a long term partner would have been interested in sharing with me as my sister met her boyfriend at 17, engaged at 19, mortgage at 20 because 2 full time jobs plus a preferential mortgage rate from the bank she worked for and married at 23, but I didn't have that situation.

Is this what everyone's young adult does, lives at home until their personal situation changes?

You really don't need to get a car that results in 3 years of finance to be able to commute. You can get very cheap cars that are realiable enough (especially if you learn to do some maintenance yourself). So definetly tell your daughter to avoid taking out expensive things like cars on finance if she wants to move out.

The best thing she can do is get a job, live frugally and save as much money as she can. At 19 she is the perfect age to start doing this and if she builds up some savings then she will be far ahead of most people her age in terms of being able to move out on their own. All the people i know who have moved out at a "young" age have been one's that have worked hard and saved money.

Spendless

RogerBareford said:

Spendless said:

This is mostly a hypothetical question but it was something my (nearly) 19yo asked me recently and  I'd  like more knowledge.

DD has been living in a different part of the UK since September to access a short course, which finished earlier this month. She is now returning home and has found a summer job, only a few hours per week contract  but likely to be given more hours. However it's tourist related, so likely to finish in the Autumn.  She is applying for 3 year degrees but in the event she isn't successful (performance related, so goes on audition not just grades/UCAS points) then knows she needs to look for work that's more hours. Frequently jobs locally are NMW and the question she asked me was how does someone her age afford to move into their own place on their own? My feeling was you can't you have to wait until you are older and earning more or have someone in your life to share with you? That is what I had to do. I got a junior management job aged 24, but in the nearest city which tended to pay more but then I needed a car not brand new but reliable enough  to make the commute, so another 3 years of paying finance till the car was paid off and only then could I get my own place by myself. I know it wouldn't have taken as long if a long term partner would have been interested in sharing with me as my sister met her boyfriend at 17, engaged at 19, mortgage at 20 because 2 full time jobs plus a preferential mortgage rate from the bank she worked for and married at 23, but I didn't have that situation.

Is this what everyone's young adult does, lives at home until their personal situation changes?

You really don't need to get a car that results in 3 years of finance to be able to commute. You can get very cheap cars that are realiable enough (especially if you learn to do some maintenance yourself). So definetly tell your daughter to avoid taking out expensive things like cars on finance if she wants to move out.

The best thing she can do is get a job, live frugally and save as much money as she can. At 19 she is the perfect age to start doing this and if she builds up some savings then she will be far ahead of most people her age in terms of being able to move out on their own. All the people i know who have moved out at a "young" age have been one's that have worked hard and saved money.

This was in relation to myself in the early 90s and how/why it took me until my late 20s to move out. Nowadays a lot older cars will have better features etc (I drive a 16yo car that has just  gone round the clock - it passed its MOT straight away end of last year). 19yo hasn't even started lessons yet. As and when she passes her test she is likely to have to pay a lot more in insurance than I ever did.

We will see how she gets on with her first paypacket. 

MovingForwards

The way I did it was packed my bags and walked out the door. Slept on a mates sofa for a few days before finding a room to rent (lodging). Progressed into shared accommodation (HMO) and eventually rented a flat on my own.

It was 6 months after passing my test before I got a car.

Who knows, maybe your DD will be like my eldest sibling and never moves out the 'family home'.

theoretica

Many students don't live in dedicated student accommodation, but in house shares or lodging.  Even if she doesn't get a university place, looking at student lifestyle and guides may be useful to her as a lot will be relevant to anyone that age moving away from home.

Spendless

theoretica said:

Many students don't live in dedicated student accommodation, but in house shares or lodging.  Even if she doesn't get a university place, looking at student lifestyle and guides may be useful to her as a lot will be relevant to anyone that age moving away from home.

Yes, DS is in his 4th year of Uni and has done, student halls, large rented house share, small rented house share and this year private halls. He's been fortunate to always have an en-suite (he studies in a cheap area of the country). This year he's also had a mini kitchen in his room - he lives with his gf so needed accommodation that was 'per room' and not 'per person' I asked as he'd experienced 4 types of accommodation which has been his preference and he says his current place but Uni halls was needed in his 1st year so he got to know people.

Daughter got a last minute place on a drama course so we had to find accommodation quickly and booked her into private halls. More expensive area to live in and not having enough time to look round, so shared shower facilities. She hasn't overly liked it due to the people on her floor she shared with and I haven't been that keen on the lack of overall cleaning. I don't expect the staff to  do the student's washing up, I did expect there to be an occasional clean of communal floors and maybe of the shower room. I can certainly see areas where daughter has struggled living there but also areas where she could have made things better for herself. She had a washbasin in her room and my Mum bought her a collapsible washing up bowl. Put in the same situation I'd have maximised my use of these items to limit the amount of time I spent in the shared bathroom or kitchen.

This is all contributing to my question on here of how a teenager moves out. Though at this point it is mostly hypothetical.