Partner make a will or get married

MobileSaver

dankerrysmum said:

I moved in with my partner last year , the house is in his name only ... I’m worried that if anything happened to him that I wouldn’t have any claim to the house

Why do you think you should have any claim to the house when you've been living together for less than a year and he's already paid off most of the mortgage? Have you previously contributed a lump sum or been helping to pay the mortgage for some time?

As others have said, as it stands his children will inherit everything including the house but depending on the answers to the above questions your partner may wish to make a will so that you either get a share of the house or at least the right to live there for as long as you want.

TBagpuss

You are right in thinking that you wouldn't automatically be entitled to the house or anything else, so you need to plan on that basis and also you and he need to have a conversation about finances - it would be sensible to talk about what financial contributions you will be making moving forward and what (if anything ) that will entitle you to.
 

As in England, a cohabiting partner may be able to make a claim against the estate o their partner if the partner dies without leaving a will.

If he makes a will, this could provide for you to have a share of the house or other assets, it could leave everything to his children but give you the right to stay in the house for a limited period to allow you time to grieve and look for alternative accommodation, or could allow you the right to stay there with it passing to his children on your death.

If he is reluctant to talk about / make a will then if you are financially dependent on him or think you would find it difficult to afford alternative accommodation them it may be that you could discuss life insurance - you/he may be able to take out a policy which would provide a lump sum to you if he dies, which would be separate from his estate. 
And of course if you are not paying towards the mortgage / house then set up a savings account and put money aside each month so that you have savings to use if you and he separate or if anything were to happen to him