HYC Previous PPI claim(s)

I have had a call today , from a mobile number, advising that they can reclaim tax deducted from previous claims in 2018
i have been sent an electronic link and the person I spoke with advised I would need to confirm my NI Number

is it safe and / or correct to answer this link as they did act for me previously , but, always by way of a paper form

as they previously acted for me and advised that, in effect, any money paid to me at that time or in the future , they are entitled to a fee
why then do I need to give them permission to do this now???

Replies

  • Because they're now offering you a different poor quality service to the original poor quality service.  They can't take a cut of any of your potential tax overpayment without you agreeing to it.

    Far easier to simply fill in the forms yourself to reclaim any tax owed. 
  • edited 25 March 2022 at 1:49PM
    [Deleted User][Deleted User]
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    edited 25 March 2022 at 1:49PM
    You do not need to give a claims company any more money than you already have wasted on their non-existent "service", they are contacting you as you're on what is known informally as a "sucker's list", they will no doubt try and contact you about packaged bank accounts too

    You can claim tax back yourself just filling in the R40 form and sending it to HMRC - just remember that you are only claiming tax on the interest element and not everyone is entitled to it, depending on how much they earn and how much interest they earned
  • dunstonhdunstonh Forumite
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    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
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    is it safe and / or correct to answer this link as they did act for me previously , but, always by way of a paper form
    If you dont mind paying for something that takes a few minutes to do yourself and paying again when they could have done this as part of the original money you paid them back in 2018.

    why then do I need to give them permission to do this now???
    CMC services are deemed to end 6 months after the original payout.    
    CMCs are looking out for new ways to earn money now that the PPI cash cow has closed. You were mugged once into using a CMC so that makes you an easy mark to be mugged again.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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