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Advice please!

2

Comments

  • Richard_S
    Richard_S Posts: 4,432 Forumite
    mystery07 wrote: »
    Ah, that seems to make more sense. I think Ive got confused :rolleyes: . It seems as though it might be more beneficial for him to stay unemployed until after february then.

    Oh well not too long. But I have read online that after Feb, it would probably take another ten weeks for him to get an early discharge, due to the OR having to write to creditors etc. He just seems to be in limbo for the next few months :rolleyes:

    Thank you for all your replies, it all makes a bit more sense now.

    Hi mystery,

    Speaking from a rational person's perspective (and not a moral judgement:rolleyes: ) a couple of months limbo is better than 36months IPA.

    Haven't you got any odd jobs around the house and garden that need doing?:D

    Richard
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Some people struggle with boredom and depression if they are off work for long period s.

    Are you currently off work, BH? :confused:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Richard_S
    Richard_S Posts: 4,432 Forumite
    It's only beneficial if it helps him emotionaly as well as financialy.Some people struggle with boredom and depression if they are off work for long periods.

    I can imagine Broken hearted; I'm very grateful to be working full time.
  • Richard_S wrote: »
    Hi mystery,

    Speaking from a rational person's perspective (and not a moral judgement:rolleyes: ) a couple of months limbo is better than 36months IPA.

    Haven't you got any odd jobs around the house and garden that need doing?:D

    Richard

    Very true. He's just fed up with not having any money I guess. He's been doing a few odd jobs, taking out flyers for his brothers business & stuff has kept him busy.

    And, odd jobs, now theres a thought ;) but he doesnt live with me, so it might be a challenge :rolleyes:
  • rog2 wrote: »
    Are you currently off work, BH? :confused:
    I do MS and have been offered a dinnerlady post at a nearby school, which is good cause I can't leave DH alone too long. Not working drives me insane I like to be contributing and meeting other people. If I could afford a carer I would be back at work full time but sadly until the debts gone I'm stuck.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Richard_S
    Richard_S Posts: 4,432 Forumite
    I do MS and have been offered a dinnerlady post at a nearby school, which is good cause I can't leave DH alone too long. Not working drives me insane I like to be contributing and meeting other people. If I could afford a carer I would be back at work full time but sadly until the debts gone I'm stuck.

    Wouldn't you get any assisstance with carer's costs if you were working? And wouldn't that allow you to pay off your debts that much quicker? The government seems very keen on getting people back to work.
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Richard_S wrote: »
    The government seems very keen on getting people back to work.

    They didn't seem too keen on getting me back to work, Rich. Very keen on not paying any benefits, though.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Richard_S wrote: »
    Wouldn't you get any assisstance with carer's costs if you were working? And wouldn't that allow you to pay off your debts that much quicker? The government seems very keen on getting people back to work.
    You'd think so wouldn't you. Problem is the SS have to agree to it and from their viewpoint it's cheaper for me to stay at home, as they would have to pay two people to do my job.
    What is realy funny is according to them I am employed as a full time carer just not a paid one:mad:.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Richard_S
    Richard_S Posts: 4,432 Forumite
    rog2 wrote: »
    They didn't seem too keen on getting me back to work, Rich. Very keen on not paying any benefits, though.

    I know what you mean Rog, but with targeted care they seem more enthusiastic; WFTC etc etc.

    I had about four weeks not working a couple of years ago and I thought I'd sign on just for the experience. I wasn't entitled to anything; absolutely nothing. I started work at 16yrs (well 11yrs but didn't pay tax or N.I), and it seemed a bit strange really.:confused::confused:
  • When my sister lost her job she asked for help finding a new one and was told the job centre couldn't help her as she wasn't on benefits.
    Barclaycard 3800

    Nothing to do but hibernate till spring






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