ill health retirement

McKneff

To be I think they were very helpful. 

You were asking the wrong people,

They advised you how to go about ask the correct people. 

coyrls

If you are currently working and intend to continue to work if the ill health retirement pension is not sufficient, then I think it is unlikely that you will able "to provide medical evidence that your health conditions “permanently prevent” you from working in your current job or a similar role"

Banny73

Mckneff... Weird comments... 

Banny73

coyrls.... 
No... I don't want to return to work or carry on working.... 
I want IHR... that's all. all I'm wondering is how much will I get with the lower and upper tiers.. And no one not anywhere can help.... Its ludicrous.... 

coyrls

If you're not able to work, then you must apply for it, you have no other option really.

hyubh

Banny73 said:

I want IHR... that's all. all I'm wondering is how much will I get with the lower and upper tiers.. And no one not anywhere can help.... Its ludicrous.... 

What people are struggling with is this: if you believe yourself eligible for an ill health pension, then you believe yourself to have suffered 'a permanent breakdown in health involving incapacity for employment or total incapacity for employment'. And yet you are also saying, if the ill health pension will not be as high as your needs, you intend to continue working, in the same role... which seems to assume you haven't in fact suffered 'a permanent breakdown in health involving incapacity for employment or total incapacity for employment'...

Kim1965

Banny73 said:

coyrls.... 
No... I don't want to return to work or carry on working.... 
I want IHR... that's all. all I'm wondering is how much will I get with the lower and upper tiers.. And no one not anywhere can help.... Its ludicrous.... 

How much do you need via ihr?? Your current earnings are 21k i think you said

ewaste

You can make your own educated guesses if you read through the documentation. Theoretically you could have accrued benefits to date paid without reduction, that could be one option offered if you medically qualify. The highest tier I believe to be possible would be full pension as if you had worked full time until retirement age however that's extremely rare and highly unlikely. 

You won't get any official estimates because they don't know until you are properly assessed. There are other threads on the forum regarding IHR which is a process that typically takes months.

To get IHR is rare let alone for someone in an office based role, it's more common if you were middle aged and worked a manual job therefore physically unable to continue and unlikely to be suitably accommodated in a less manual role.

The Definitions on the Civil Service Pensions site for example:-
https://www.civilservicepensionscheme.org.uk/knowledge-centre/pension-schemes/alpha-scheme-guide/claiming-your-pension-section-05/ill-health-retirement-section-05d/#:~:text=Under alpha regulations, classic, classic,nuvos pension paid to them.

"Lower tier - To qualify for a lower tier pension the SMA must agree that you are permanently incapable of doing your own job, or another similar role."

"Upper tier - To qualify for an upper tier pension the SMA must agree that you are permanently incapable of working in any kind of employment."

Kim1965

I think in many pensions ihr on the higher tier can give enhancement of half the years left to retirement age. 
 If your currently earn 21k and need 21k going forward ihr will not pay as much as your current earnings.